Licensed Loan Officer - Scottsdale, AZ

Lower • Scottsdale, AZ

129d

About The Position

Lower is coming to Scottsdale, AZ!! Ready to take your mortgage career to the next level with us? If you're already thriving in a direct-to-consumer lending environment, you know the formula: high-quality leads, fast tech, and a company that backs you with real support. At Lower, we’ve perfected that model - and we’re looking for licensed loan officers who want to close more deals, earn more, and make a bigger impact.

Requirements

• Hold an active NMLS license.
• 1+ year of experience originating loans in a consumer-direct model.
• Driven by performance, motivated by commission, and wired for results.
• Thrive in a fast-paced, tech-enabled environment and know how to manage a high-volume pipeline.
• Passionate about helping people make smart financial decisions and delivering a 5-star experience.

Nice To Haves

• Experience with Encompass is a plus.

Responsibilities

• Work high-intent inbound leads - no cold calling, just real conversations with ready-to-act borrowers.
• Connect via phone, text, and email to guide prospects through the loan process with clarity and confidence.
• Educate and advise borrowers on products that fit their goals - whether it’s purchase, refi, or cash-out.
• Analyze credit and financial data to match customers with the right solution.
• Present pricing and terms in line with company standards and compliance requirements.
• Drive repeat and referral business through exceptional service and follow-through.

Benefits

• Competitive commission structure with uncapped earning potential.
• Full benefits: medical, dental, vision, paid holidays, PTO, parental leave.
• Life insurance, short- and long-term disability, 401(k) with company match.
• Corporate wellness program.
• Employee discount on home mortgage purchases and refinances.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed
• Number of Employees: 1,001-5,000 employees