Leveraged Lending Underwriting Analyst I

Axos Bank • San Diego, CA

18d • $24 - $31

About The Position

The Leveraged Lending Underwriting Analyst provides analytical and transactional support to the underwriting team in evaluating leveraged loan opportunities for corporate and private equity–backed borrowers. This entry-level role is ideal for candidates with strong financial and analytical skills who want to build expertise in leveraged credit underwriting.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Business, or related field
• Proficiency in Microsoft Excel (modeling, pivot tables, financial functions)
• Excellent analytical and problem‑solving skills
• Strong attention to detail and ability to manage multiple priorities
• Clear written and verbal communication skills

Nice To Haves

• Internship experience in commercial banking, corporate finance, credit risk, investment banking, private equity, or related field is preferred
• Familiarity with leveraged lending concepts (EBITDA adjustments, pro‑forma modeling, leverage metrics) is a plus

Responsibilities

• Analyze borrower financial statements (historical & projected) to assess cash flow adequacy, leverage, liquidity, and performance trends
• Build, update, and interpret financial models including sensitivity cases, leverage metrics, and pro‑forma adjustments
• Conduct sponsor analysis: track record, fund strategy, prior performance, and support tendencies
• Perform industry and competitive research to assess sector risks, cyclicality, and key value drivers
• Assist Senior Underwriters in structuring transactions, evaluating collateral, and assessing deal terms
• Review and summarize third‑party diligence: Quality of Earnings reports, field exams, legal due diligence, and valuation data
• Partner with internal groups such as Credit, Portfolio Management, Treasury, Loan Operations, and Legal to underwrite and close loans

Benefits

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level