Lending Support Specialist - any Southern branch

Southern Bancorp•Hernando, MS

5d•Onsite

About The Position

Southern Bancorp is more than a bank. As a Community Development Financial Institution (CDFI), a special certification designated for institutions that serve predominantly underserved communities, Southern Bancorp combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger. Inspired by the principle that building net worth drives economic opportunity, our mission is to be wealth builders for everyone in the communities we serve, with a focus on low-wealth and un(der)banked populations, as well as an emphasis on Black and Brown individuals. The Lending Support Specialist assists the Lending Support Officer(s) with all activities related to the collection of troubled loans and the maintenance and sale of bank assets. This role aslo assists with documentation and reports related to troubled loans and ordering and reviewing appraisals and in-house evaluations up to $250,000. This position works onsite in any Southern Bancorp location.

Requirements

High School Diploma and 2 years’ experience in banking, real estate, appraisal, or collections
Ability to effectively and professionally communicate verbally and in writing
Ability to organize, handle multiple tasks and meet deadlines
Ability to exercise good judgment and resourcefully solve problems
Ability to comprehend written material and perform mathematical calculations (add, subtract, multiply and divide).
Must be proficient in MS Office (specifically MS Word, Outlook and Excel)
Ability to organize, handle multiple tasks and meet deadlines
Ability to excercise good judgment and resourcefully solve problems
Ability to comprehend written material and perform mathmatical calculations.
Must be proficient in MicroSoft (MS) Office (specifically Word, Outlook and Excel)

Responsibilities

Assists with collection/liquidation of troubled loans
Assists in locating and retrieving collateral through contact with customers, legal representatives and collection vendors
Monitors and inspects repossessed assets and foreclosed real estate, including obtaining and maintaining related documentation
Coordinates sale of bank of assets and other collection and recovery activities to secure maximum recovery for the bank
Orders appraisals and reviews appraisals and in-house evaluations for transactions up to $250,000
Assists in preparation of management and Board of Director reports related to troubled assets
Participates in a team effort to cross-sell other services of the bank
Assist with monitoring and inspection of repossessions and ORE property
Complete all required training.
Perform other duties as required or assigned

Benefits

401(k)/Roth plan with immediate eligibility and employer match up to 6%
Employee stock ownership plan
Discounted rate on primary home mortgage
Credit and housing counseling as well as free financial education tools available to customers and employees
No deductible medical insurance plan
Dental and vision insurance
Employer paid life and long-term disability insurance
Flexible Spending Accounts
Paid holidays and paid time off
Bonus plan
Opportunity for merit raises
Employee reward and recognition programs
Community service opportunities