Lending Specialist

Doeren Mayhew CPAs and Advisors•Troy, MI

12h•Hybrid

About The Position

Doeren Mayhew is a $235 million tax, assurance and advisory firm headquartered in Troy, Michigan with 18 offices across the country and abroad. Founded in 1932, Doeren Mayhew is recognized as the 46 th largest CPA firm in the U.S. and is positioned for successful future growth. If you want to join a rising firm that is consistently named among the 50 best-managed firms in the nation, this is the firm for you. Doeren Mayhew is ranked by Callahan & Associates as the #1 auditor in the nation for credit unions. Doeren Mayhew's Financial Institutions Group is comprised of cross-functional professionals delivering industry-focused expertise to more than 350 institutions across the nation. Our group of trusted advisors assists a wide range of financial organizations in assessing opportunities, managing risk and delivering stakeholder value We are seeking a Lending Specialist to join our Financial Institutions Group in our Troy, MI office which serves financial institution clients across the nation. Ability for hybrid work schedule. "Doeren Mayhew" is the brand name under which Doeren Mayhew Assurance and Doeren Mayhew Advisors, LLC and its subsidiary entities provide professional services. Doeren Mayhew Assurance and Doeren Mayhew Advisors, LLC (and its subsidiary entities) practice as an alternative practice structure in accordance with the AICPA Code of Professional Conduct and applicable law, regulations and professional standards. Doeren Mayhew Assurance is a licensed independent CPA firm that provides attest services to its clients, and Doeren Mayhew Advisors, LLC and its subsidiary entities provide tax and business consulting services to its clients. Doeren Mayhew Advisors, LLC and its subsidiary entities are not licensed CPA firms.

Requirements

Bachelors degree in accounting, finance, economics, business administration, or related discipline preferred.
3+ years of Lending and/or Servicing experience or Lending/Servicing mortgage auditing experience
Strong knowledge of Federal and Agency (FNMA /FHLMC) Servicing guidelines and procedures a plus
Strong analytical and problem-solving skills
Excellent verbal and written communication skills
Microsoft Office skills
Ability to manage multiple tasks and work in a fast-paced, highly professional team environment
Some travel required
A desire to stay informed of industry trends through continuous internal training, self-education, and continuing professional education opportunities.

Nice To Haves

FHA and/or VA knowledge experience a plus
Regulatory compliance experience a plus

Responsibilities

Perform lending audits for financial institutions which will include review of lending policies and procedures to determine adequacy, proper approval and training in place
Review various types of loan packages to ensure completeness, accuracy, and adherence to underwriting guidelines and purchase standards for Consumer and Real Estate related loans.
Review of credit decisions
Review Post-Closing activities including loan sale
Verify data is consistent between final closing documents and Loan Origination System
Perform servicing audits, review audit results on loans being currently serviced/sold by clients. This includes an analysis of loan boarding, payment processing, ARM adjustments, Annual Escrow Analysis, PMI removal, payoff processing, monthly statements
These requirements include but are not limited to Servicing Investor guidelines (FNMA, FHLMC, FHA etc.), Federal and State regulations.
Reviewing and validating identified errors and conditions as a result of an internal or external audit on all Servicing related issues: including but not limited to all Servicing Mortgage Investor Guidelines (Ginnie Mae, Fannie Mae, Freddie Mac etc. ) and Federal or State Applicable related Servicing Guidelines.
Assessing defects for validity against Agency, Federal guidelines and client portfolio internal policies.
Participate in meetings to discuss results of the completed audits
Identifying root cause of errors and making recommendations to remediate errors
Effectively communicate with wide variety of financial institutions