Private Bank, Lending Specialist (Boston, MA)
About The Position
Citizens Private Bank is accelerating its strategy to expand Wealth Management, scale Business Banking, grow deposits, and deepen our presence in key growth markets; We are seeking individuals with a proven ability to deliver a true white‑glove client experience that fosters long‑term loyalty. We’re looking for a client‑focused lending specialist dedicated to excellence and capable of managing and driving the loan process for a wide range of deals—including multi‑family, mixed‑use, retail, and industrial commercial real estate, as well as Business Banking C&I transactions. The Private Bank Lending Specialist - Business Banking (C&I and Commercial Real Estate) supports the Relationship Manager with their loan portfolio with extraordinary care and service. The lending specialist works in primarily operational, processing, and analytical capacities, ensuring a high level of quality control from the loan application through closing process. The Lending Specialist is an expert on Private Bank lending credit policy, lending origination systems, and regulatory requirements involved in or commercial real estate/multi-family lending and C&I/business banking lending. The ideal candidate will demonstrate a desire for mastery and a client-centered purpose, where they can overcome obstacles and function as a critical team member to create the client experience that creates loyalty for the future and builds business through referrals.
Requirements
- 3+ years of multi-family, mixed use, industrial, retail, and C&I lending underwriting and loan processes
- Demonstrated success working in high net worth, non-traditional loans and underwriting
- Strong written and verbal communication skills with high attention to detail
- Proficient use of MS Excel is required- pivot tables, macros, formulas and application navigation
Responsibilities
- Works closely with RM and client to identify lending needs and solutions.
- Performs analysis of client's financials to determine loan eligibility.
- After RM handoff, serves as main POC for all internal/external parties to lending transactions while keeping RM in the loop.
- Manages end-to-end loan process with clients, internal/external partners from inquiry through post-closing (e.g., presents loan to Credit Officer for approval, locks & submits loans, collects conditions, assists with closing coordination and any post-closing requests).
- Monitors pipeline to ensure loan workflow is efficient and meeting closing deadlines.
- Maintains a high level of quality control for verifying accuracy of financial and loan documents.
Benefits
- We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.
- Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States.
- For an overview of our benefits, visit https://jobs.citizensbank.com/benefits
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
Number of Employees
5,001-10,000 employees
