Private Bank, Lending Specialist (Partner Lending)

Citizens • Johnston, RI

1d • $102,000 - $130,000 • Hybrid

About The Position

The Private Bank Lending Specialist supports Relationship Managers and their
clients by managing the loan process with exceptional care, precision, and
service. This role operates primarily in operational, processing, and analytical
capacities, ensuring a high level of quality control from initial loan inquiry
through closing and post-closing activities.

Requirements

• Bachelor’s degree in Business, Finance, Economics, or a related field, or equivalent relevant experience.
• Experience in loan processing, underwriting support, credit analysis, or a related lending role.
• Understanding of commercial real estate and/or multi-family lending fundamentals.
• Strong organizational skills with the ability to manage multiple transactions simultaneously.
• Excellent attention to detail and commitment to accuracy.
• Effective written and verbal communication skills.

Nice To Haves

• Experience supporting Private Bank, commercial banking, or high-net-worth client lending.
• Familiarity with loan origination and document management systems.
• Knowledge of regulatory and compliance requirements related to commercial lending.
• Experience working Private Equity firms and/or underwriting of partnership loan programs

Responsibilities

• Work closely with the Relationship Manager and client to help identify lending needs and appropriate financing solutions.
• Perform financial analysis of client information to support assessment of loan eligibility and structure.
• Following Relationship Manager handoff, serve as the primary point of contact for all internal and external parties involved in the lending transaction, while keeping the Relationship Manager informed throughout the process.
• Manage the end-to-end loan process from inquiry through closing and post-closing, including presenting loan packages to Credit Officers, submitting loans through origination systems, coordinating underwriting conditions, and supporting closing activities.
• Actively monitor the loan pipeline to ensure workflows are efficient and closing timelines are achieved.
• Maintain strong working knowledge of Private Bank credit policy, lending origination systems, and applicable regulatory requirements for commercial real estate and multi-family lending.
• Ensure a high standard of quality control by verifying the accuracy, completeness, and consistency of financial information and loan documentation.
• Support compliance with internal policies, procedures, and documentation standards throughout the lending process.

Benefits

• We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.
• Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States.
• For an overview of our benefits, visit https://jobs.citizensbank.com/benefits [https://jobs.citizensbank.com/benefits] .

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees