Lending Intern

Citizens Alliance Bank Careers•Watertown, MN

About The Position

The Lending Intern will gain exposure to consumer lending, commercial lending, and credit analysis. This position provides hands-on experience including attending client calls, making recommendations on real loan requests, and preparing white papers analyzing products and industries for potential expansion. The level of this position is based on years of service, education and/or equivalent experience, knowledge level and skill set. Essential Functions: To perform this job successfully, an individual must be able to perform each Essential Function satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. 1. Assist with consumer and commercial loan documentation and processing. 2. Participate in credit analysis and risk assessment activities. 3. Attend client calls with lending officers and observe relationship management. 4. Prepare recommendations on real loan requests under supervision. 5. Research and draft white papers analyzing products and industries for expansion opportunities. 6. This position will require a valid drivers license. 7. Collaborate with team members across branches to support lending operations. 8. All employees are expected to exemplify and follow our core values. 9. Regular attendance and punctuality when reporting to work. 10. Travel for trade and industry schools and seminars as needed. 11. This position may require installation of a Multi-Factor Authentication (MFA) app on an employee’s personal mobile device. 12. Adhere to and comply with all applicable federal and state laws, regulations, and guidance, including those related to BSA/AML, as well as adhere to the Bank’s policies and procedures. 13. Perform other duties as assigned and requested. Core Values: Humility - We are “blue-collar bankers”. We are relatable, down-to-earth people who greet our smallest customer the same way we greet our largest. Respectful, Genuine Care for Others - We care about each other, we care about our customers, and we care about our communities. Finds A Way - This simply put, is nothing more than attitude. It’s a can-do spirit, a desire to help, to contribute, to go above and beyond, and to make a difference. Effort - We expect a lot of ourselves and hold ourselves to a high standard. We are not entitled, and we need to earn it from our customers and each other every day. Owning-It - Owning-It or Accountability is a big word that can encompass a great many things. For Citizens Alliance Bank, it’s about ownership. When an employee says they will do something, they follow through and get it done. Education and Experience: Required: High School diploma or GED. Preferred: Enrollment in a college program related to finance, business, or economics. The employer has the right to revise this position description at any time. The position description is not a contract for employment. Citizens Alliance Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability, veteran status and all other protected classes.

Requirements

High School diploma or GED.
This position will require a valid drivers license.

Nice To Haves

Enrollment in a college program related to finance, business, or economics.

Responsibilities

Assist with consumer and commercial loan documentation and processing.
Participate in credit analysis and risk assessment activities.
Attend client calls with lending officers and observe relationship management.
Prepare recommendations on real loan requests under supervision.
Research and draft white papers analyzing products and industries for expansion opportunities.
This position will require a valid drivers license.
Collaborate with team members across branches to support lending operations.
All employees are expected to exemplify and follow our core values.
Regular attendance and punctuality when reporting to work.
Travel for trade and industry schools and seminars as needed.
This position may require installation of a Multi-Factor Authentication (MFA) app on an employee’s personal mobile device.
Adhere to and comply with all applicable federal and state laws, regulations, and guidance, including those related to BSA/AML, as well as adhere to the Bank’s policies and procedures.
Perform other duties as assigned and requested.