Lending Administration Officer

Cathay Bank•El Monte, CA

1d•$33 - $38

About The Position

GENERAL SUMMARY Reporting to the Lending Administration Manager who is the Program Manager, will be the Program Officer (deputy) of nCino. Exercises a high degree of independent judgment and discretion as it pertains to the inspection for compliance and quality control of the front-end loan data from the commercial lending teams. Ensures compliance with all regulatory requirements and Bank policies within Commercial Banking. ESSENTIAL FUNCTIONS Program Officer of nCino. Works with IT and line to administer the platform, coordinate upgrades, and integrate with other current and or future bank applications. Assists Lending Admin Manager with the administration of the Commercial Banking scorecard. Handles escalations from Loan QA Analysts, with guidance from Lending Administration Manager; reviews loan data to ensure Data accuracy for all frontline commercial lending teams. Enhances line units’ ability and requirement to act as first line of defense. Creates reports for management as needed and prepares monthly reports noting compliance exceptions and data exceptions. Identifies areas of weakness and provides proper training to unit staff. Works on special projects as requested. Follows up on roadmap projects of nCino as it pertains to area of commercial loan, deposit, treasury management, and client data. Coordinates with Business Intelligence and IT to create automated and/or streamlined processes wherever possible. Reviews credit reports for Data Integrity, regulatory compliance, and Bank compliance. Reviews and ensures proper notifications go out to clients and applicants regarding Reg B. Reviews and ensures all covenant waiver changes and forbearances are properly communicated with clients. Assists in authoring and amending compliance procedures for Commercial Banking.

Requirements

Minimum 5 years of commercial banking experience, and quality control experience at a financial institution preferred.
Strong knowledge of commercial bank lending and applicable regulations, laws, and best practices.
Must have excellent analysis and communication skills.
Able to communicate difficult topics.
Must be a good trainer.
Demonstrated ability to work in a team-oriented environment and on a collaborative basis.
Desire to work in a dynamic and challenging environment characterized by sometimes changing priorities and short-term deadlines.

Nice To Haves

College degree in general business or finance preferred but not mandatory.

Responsibilities

Program Officer of nCino.
Works with IT and line to administer the platform, coordinate upgrades, and integrate with other current and or future bank applications.
Assists Lending Admin Manager with the administration of the Commercial Banking scorecard.
Handles escalations from Loan QA Analysts, with guidance from Lending Administration Manager
Reviews loan data to ensure Data accuracy for all frontline commercial lending teams.
Enhances line units’ ability and requirement to act as first line of defense.
Creates reports for management as needed and prepares monthly reports noting compliance exceptions and data exceptions.
Identifies areas of weakness and provides proper training to unit staff.
Works on special projects as requested.
Follows up on roadmap projects of nCino as it pertains to area of commercial loan, deposit, treasury management, and client data.
Coordinates with Business Intelligence and IT to create automated and/or streamlined processes wherever possible.
Reviews credit reports for Data Integrity, regulatory compliance, and Bank compliance.
Reviews and ensures proper notifications go out to clients and applicants regarding Reg B.
Reviews and ensures all covenant waiver changes and forbearances are properly communicated with clients.
Assists in authoring and amending compliance procedures for Commercial Banking.