1st Source Bank-posted about 2 months ago
Full-time • Mid Level
South Bend, IN
1,001-5,000 employees
Credit Intermediation and Related Activities

Responsible for soliciting, developing and funding loans to new and existing Specialty Finance clients.

  • Responsible for actively soliciting and developing new customer relationships in assigned market areas.
  • Responsible for managing the ongoing Sales relationship, funding, and boarding loans, and other ongoing client services and administration.
  • Drives and manages the portfolio growth, depository targets, and credit quality of existing accounts to ensure departmental targets and goals are achieved by working in a collaborative manner with Value Stream Team members.
  • Works with Deposit Officer, Credit, Loan Operations, and Accounting teams in establishing new client relationships and servicing of existing clients.
  • Attends to the individual needs of SFG clients seeking loans, evaluates the financial condition of the client, the value of the pledged collateral, and the client's management effectiveness and competency.
  • Identifies opportunities and promotes cross selling opportunities by actively engaging other areas of the bank (Deposit, SBA, WAS, Insurance, etc.) to deepen the relationship.
  • Develops, maintains, and executes the Pipeline Report and follows up on all prospective clients.
  • Actively utilizes InSight (Salesforce) system by populating new client leads, referrals, opportunities, and maintains a daily follow up on all tasks for prospective and existing clients.
  • If applicable, responsible for the supervision of assigned staff and exercises the usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, and terminations.
  • Must have valid driver's license.
  • Regular and predictable attendance is an essential requirement of the position.
  • Completes all compliance training related to the position.
  • Understands all applicable laws and regulations that apply to the position and complies with the requirements.
  • Performs all other duties as assigned.
  • Five (5) to eight (8) years experience preferred or equivalent experience in a related field preferred.
  • Prior experience in commercial equipment finance (ie., auto, aviation or heavy equipment) preferred.
  • Proven record of new business generation.
  • Good PC skills--proficiency in Microsoft Word and Excel essential.
  • Ability to handle multiple tasks in a fast-paced environment.
  • Well developed verbal and written communication skills.
  • Strong analytical and problem-solving ability.
  • Strong time management and prioritization skills.
  • Ability to travel frequently to off-site locations for customer visits, prospecting, inspections, auctions, meetings, projects, seminars, etc., as well as ability to travel overnight.
  • Bachelor's Degree preferred
  • MBA preferred
  • Certified Lease & Finance Professional (CLFP) certification preferred.
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