Lead Financial Crimes Investigator

Discover Financial Services • Riverwoods, IL

352d • $77,500 - $131,500

About The Position

As an investigator at Discover, you will be responsible for performing detailed and accurate investigations across various Financial Crimes Operational areas. This includes suspicious activity, know your customer/partner, watch list screening, anti-bribery and corruption, and other responsibilities. You will need specialized subject matter expert knowledge for multiple investigation areas. Your role will involve reviewing customer/partner demographics, transactional activity, watchlist alert matches, and referrals for unusual activity, ensuring compliance with regulatory requirements. You will also be responsible for filing reports such as Sanctions True Matches, FinCEN 314a matches, or Suspicious Activity Reports, and supporting the maintenance of strategies and oversight of anti-money laundering functions. Additionally, you will actively manage and escalate risk and customer-impacting issues within your day-to-day role to management.

Requirements

• Bachelor's Degree in Business Administration, Finance, Law, or related field.
• 6+ years of experience in AML, ABAC, Fraud, Legal, Regulatory Compliance, or Financial Analysis.
• In lieu of a degree, 8+ years of relevant experience.

Nice To Haves

• 8+ years of experience in AML, ABAC, Fraud, Legal, Regulatory Compliance, or Financial Analysis.
• CAMS, CGSS, TRACE, CAFP, CFE Certification, or other related certifications.

Responsibilities

• Perform detailed investigations across Financial Crimes Operational areas including suspicious activity and anti-bribery and corruption.
• Review customer/partner demographics and transactional activity for unusual activity.
• File reports such as Sanctions True Matches and Suspicious Activity Reports.
• Support the development and execution of strategies for compliance with anti-money laundering programs.
• Conduct thorough analysis of customer/partner information and account relationships.
• Prepare detailed written investigation findings and report submissions.
• Participate in training opportunities and industry peer groups.

Benefits

• Paid Parental Leave
• Paid Time Off
• 401(k) Plan
• Medical, Dental, Vision, & Health Savings Account
• STD, Life, LTD and AD&D
• Recognition Program
• Education Assistance
• Commuter Benefits
• Family Support Programs
• Employee Stock Purchase Plan

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees