Lead Credit Risk Officer Credit Risk

Wells Fargo • Charlotte, NC

392d • $111,100 - $197,500

About The Position

Wells Fargo is seeking a Lead Credit Risk Officer in Consumer Credit Risk as part of Corporate Risk. This role involves providing senior credit officers and various business partners with proactive and in-depth analysis to enhance credit oversight and risk management for the retail and consumer businesses.

Requirements

• 5+ years of Credit Risk experience or equivalent demonstrated through work experience, training, military experience, or education.

Nice To Haves

• Strong control management, project management, and/or process development experience.
• Policy and/or procedure management experience.
• Experience with RCSA preferred.
• Ability to work independently in a fast-paced environment while balancing multiple priorities.
• Ability to apply strategic thinking and ensure timely completion of objectives.
• Ability to communicate issues, risks, and proposed solutions effectively with senior leaders.
• Ability to influence successfully within a matrix environment.
• Problem-solving and analytical skills with proven ability to turn findings into executable plans.
• Proven ability to lead in a highly matrixed environment across all organizational levels.
• Strong risk background and familiarity with regulation and risk requirements.
• Experience communicating complex information to multiple organizational levels.

Responsibilities

• Identify and resolve policy and process gaps through root cause analysis and control design assessment.
• Partner with stakeholders to develop and implement policy and process enhancements, driving for timely completion of deliverables.
• Manage time-sensitive, critical enterprise or credit risk initiatives independently while receiving direction from leaders.
• Lead moderately complex initiatives and identify opportunities for risk mitigation strategies within Credit Risk.
• Review and analyze moderately complex processes and projects, addressing business, operational, or technical challenges.
• Exercise independent judgment while developing knowledge of function, policies, procedures, and compliance requirements.
• Review and analyze complex strategies, programs, and policies impacting credit risk appetite and culture.
• Collaborate with peers, colleagues, and managers to resolve issues and achieve goals.
• Work in partnership with business for oversight of risk management.
• Establish priorities and drive accountability for assigned initiatives, providing leadership to ensure effective solutions.

Benefits

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: No Education Listed