Lead Credit Portfolio Consultant -Merchant Underwriting
About The Position
About this role: Wells Fargo is seeking a... In this role, you will: Lead or participate in moderately complex credit and portfolio consulting services Mentor and guide large scale planning related to credit performance, potential or emerging risks, and credit and portfolio strategies Review and analyze potential or emerging credit risks that require an in-depth evaluation of variable factors to ensure conformity with risk appetite and culture, as well as appropriate credit policies Resolve moderately complex credit issues Lead a team to meet deliverables while leveraging solid understanding of credit products, programs, or related policies Collaborate and consult with peers, colleagues, and mid-level managers to resolve credit portfolio issues and achieve goals Lead projects, teams, or serve as a mentor for less experienced staff
Requirements
- 5+ years of Credit Consulting Portfolio experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Nice To Haves
- Credit risk, merchant services underwriting, commercial underwriting, commercial loan review, portfolio management or equivalent experience in financial services
- Ability to make timely decisions in highly complex and multifaceted underwriting situations requiring solid understanding of line of business guidance and credit policy.
- Ability to engage, influence, and collaborate with a wide range of stakeholders to deliver results
- Ability to draft and present to senior management in a clear and concise manner in written and oral form
- Ability to exercise sound judgment, demonstrate professionalism, and proactively escalate issues along with recommendations for successful resolution
- Ability to take initiative and work independently with minimal supervision in a structured environment
- Ability to multi-task and work in a highly matrixed and fast paced business environment
- Effective organizational skills with the ability to manage multiple and sometimes competing priorities
- Effective communication skills across all audiences
- Ability to execute controls in support of effective FLOD underwriting risk management
- Experience in influencing, guiding and leading less experienced Underwriting staff within the group
- Experience in participating in cross functional teams to strategize, plan, and execute a variety of underwriting programs, services and initiatives
Responsibilities
- Lead or participate in moderately complex credit and portfolio consulting services
- Mentor and guide large scale planning related to credit performance, potential or emerging risks, and credit and portfolio strategies
- Review and analyze potential or emerging credit risks that require an in-depth evaluation of variable factors to ensure conformity with risk appetite and culture, as well as appropriate credit policies
- Resolve moderately complex credit issues
- Lead a team to meet deliverables while leveraging solid understanding of credit products, programs, or related policies
- Collaborate and consult with peers, colleagues, and mid-level managers to resolve credit portfolio issues and achieve goals
- Lead projects, teams, or serve as a mentor for less experienced staff
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
Number of Employees
5,001-10,000 employees
