Lead Analyst, AML Compliance

Western Union • Denver, CO

400d • $78,750 - $105,000 • Remote

About The Position

The Lead Analyst, AML Compliance at Western Union is responsible for developing, executing, and maintaining reports, projects, and regulatory communications to ensure compliance with licensing requirements in relevant jurisdictions. This role involves interpreting regulations governing Money Services Businesses, managing relationships with regulators, and ensuring timely and accurate regulatory filings to protect the company's operational licenses.

Requirements

• Bachelor's degree or equivalent industry experience in the financial services industry.
• Four years of relevant experience in complex retail/consumer financial services/payment services organizations or a regulatory agency or law firm involving payment services compliance issues.
• Minimum of 2-4 years of experience in Bank Secrecy Act, Anti-money laundering compliance, general compliance, and/or risk-based compliance.
• Demonstrated ability to strategically evaluate, build, and enforce policies, programs, and procedures.
• Strong skills with Microsoft applications, including Word, Excel, PowerPoint, and database applications.
• Written and spoken fluency in English required.

Nice To Haves

• Fluency in a second language preferred.
• CAMS/CFCS certification preferred.
• Experience with the Nationwide Multi-State Licensing System (NMLS) preferred.
• Paralegal certificate and/or legal research experience required.

Responsibilities

• Fulfillment and coordination of responses for U.S. State and Federal licensing and/or registration.
• Maintaining the central repository of all materials provided in the scope of licensing and correspondence with regulators.
• Relationship management with regulators and business partners to accurately represent the company and meet regulatory requirements.
• Ensuring uniformity in presentation of regulated businesses to regulators.
• Independently reviewing information provided by various subject matter experts to ensure documentation in regulatory reports is responsive and timely.
• Interpreting, understanding, and applying relevant statutory and regulatory requirements for compliance.
• Conducting legal research and understanding the applicability of laws to licenses.
• Reviewing and analyzing financial and transactional reporting for responsiveness and accuracy.
• Collecting, maintaining, and providing sensitive company and personal officer information to regulators.
• Coordinating the provision of regulatory notices of company business information and updates to enforcement actions.

Benefits

• Short-term incentives
• Multiple health insurance options
• Accident and life insurance
• Access to best-in-class development platforms
• Family First Program
• Time off
• Medical, Dental and Life Insurance
• Student Loan Repayment Program
• Tuition Assistance Program
• Parental Leave

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees