Junior Underwriter

M/I Homes • Columbus, OH

70d

About The Position

M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

Requirements

• Associate’s degree (A.A.) or equivalent in specialized training from a two-year college or technical school combined with one to 3 years of related experience and/or training.
• Knowledge and understanding of mortgage underwriting terminology and guidelines.

Nice To Haves

• Ability to research and evaluate given information relative to underwriting guidelines and lender requirements.
• Good customer service orientation.
• Excellent verbal and written communication skills for interaction with a variety of people inside and outside of the organization.
• General administrative skills including typing, filing and use of computer, calculator, copier and facsimile machines.

Responsibilities

• Provides back-up support to the underwriting staff by performing the following tasks:
• Communicates with Branch Managers and Loan Officers regarding questions and concerns related to loans and applications
• Assists in the development of alternatives for solving difficult loan scenarios.
• Facilitates messaging within the UW department for general and escalated issues.
• Calculates loan-to-values, qualifying ratios
• Reviews current updates and bulletins on underwriting guideline manuals.
• Other duties as required.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Paid time off
• Paid holidays
• Paid parental leave
• Traditional and Roth 401(k) options
• Profit sharing plan
• Employee stock purchase plan
• Employee home purchase plan

What This Job Offers

• Career Level: Entry Level
• Education Level: Associate degree
• Number of Employees: 1,001-5,000 employees