Junior Health Insurance Underwriter

Insurance Administrative Solutions•Clearwater, FL

3d•Onsite

About The Position

About Insurance Administrative Solutions Insurance Administrative Solutions (IAS) is a third-party provider of comprehensive administrative solutions for our clients in the insurance industry. We offer a business process outsourcing solution that helps insurers optimize administrative workload, bolster their industry expertise, leverage emerging technologies, and streamline operations. With strong industry knowledge, we deliver value to our customers by providing compassionate customer service, efficient processing, and quality results. Here at IAS, we embrace the fact that great things are only accomplished by working as a team. We believe that all of our employees have valuable input no matter the level. Our highly collaborative team environment offers each of our employees a place where they can excel. Job Summary Work directly with an Underwriter to learn how to review an application for insurance coverage against a carrier's guidelines to determine eligibility.

Requirements

High School Diploma/GED with one (1) year experience in insurance, the medical field or customer service.
Language skills: ability to read and interpret documents such as procedure manuals and written handouts.
Reasoning ability: need to apply common sense to carry out written and/or verbal instructions. Must be able to deal with problems containing multiple variables.
Must be a team player, also multi-tasked, organized, and work efficiently.
Exhibit self-direction and proactive problem solving.
Uses tact when expressing ideas or opinions to respond to objections successfully.
Work in a timely manner to meet deadlines, while maintaining a high level of accuracy and quality.
Calculate figures and amounts, with and without use of an adding machine.
Must be able to type at least 40 wpm.
Must have knowledge of Microsoft Word, Microsoft Outlook (email), and other computer systems.
Honesty, as well as respect, for the company and its policies & procedures is crucial.

Nice To Haves

Pharmacy and/or insurance background is preferred.

Responsibilities

Must be able to work your scheduled shift and if needed, rotate schedules with other employees for proper departmental staffing needs, work overtime if needed and (including mandatory AEP overtime).
Must be detailed oriented and possess good verbal/written/typed communication skills.
Must be able to work in a work environment where procedures change frequently.
Must be able to work independently and efficiently to meet contractual time service agreements.
Assist agents with comments or questions about applications and the likelihood of acceptance by the company.
Using the main frame computer system, log applications using automated log/proposal program, ensuring that agent is appointed in the state where the application was written, application was signed by both the agent and applicant, and the correct state-approved application and required miscellaneous forms are submitted and complete.
Calculate modal premium due, noting any shortage or overage, and prepare and balance CWA Input Form.
Using the main frame computer system input CWA into the CWA database, when applicable.
Make out going calls to agents or applicants to verify information that is left blank or unclear on the application.
Complete non-medical telephone interviews with applicants when necessary.
Order and follow up on requirements pre and post issue.
Learn and understand the differences between Federal and State Open Enrollment, Guarantee Issue and Standard applications.