Junior Credit Risk Analyst

Fiserv • King of Prussia, PA

222d

About The Position

As a Junior Credit Risk Analyst at Fiserv, you will be responsible for reviewing incoming merchant processing applications and conducting thorough assessments to inform decision-making. In this role, you will manage a queue of incoming applications, ensuring that each one is processed efficiently and in a timely manner. You will also leverage third-party resources to verify business operations and demographics, contributing to our commitment to risk management and operational excellence.

Requirements

• 1-2 years of card processing experience.
• 1-3 years in merchant processing or the financial industry.
• Experience reading credit reports and reviewing financial documents.
• Strong proficiency in risk management tools and software.
• High school diploma or equivalent, and/or equivalent military experience.

Nice To Haves

• 3 years of experience with financial risk modeling.
• Knowledge of card brand regulations.
• Proficiency in Microsoft Office Suite, particularly Excel.
• Understanding of regulatory requirements and compliance standards.
• Proficiency in SQL or other data analysis tools.

Responsibilities

• Analyze credit risk data to identify trends and potential risk factors.
• Develop risk assessments and provide recommendations to mitigate risks.
• Monitor and evaluate the effectiveness of risk management policies and procedures.
• Manage your individual underwriting queue and make daily decisions on applications.
• Utilize sensitive information (credit reports, Lexis Nexis) to aid in decision-making.
• Communicate with sales partners, merchants, and processors to resolve risk and underwriting inquiries or issues.
• Review application documentation and reports to assess credit risk exposure to Fiserv and make sound decisions.
• Assist with short- and long-term projects as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Professional, Scientific, and Technical Services
• Education Level: High school or GED