Investor Reporting / Accounting Specialist

Essex Mortgage • Ocala, FL

116d

About The Position

The Investor Reporting Specialist is a key contributor to the financial accuracy and compliance of Essex Mortgage’s servicing portfolio. This position is responsible for preparing, reviewing, and submitting monthly investor reports in accordance with agency and private investor guidelines (e.g., Fannie Mae, Freddie Mac, Ginnie Mae). The role includes cash and non-cash transaction processing, custodial account reconciliations, and exception resolution, all while adhering to strict regulatory and investor timelines. With a strong attention to detail and a solid foundation in mortgage servicing or accounting, the Investor Reporting Specialist ensures that remittances, reconciliations, and data submissions are accurate, timely, and audit-ready. This role requires regular collaboration across departments, strong analytical capabilities, and the ability to interpret servicing data to maintain compliance and support business decision-making.

Requirements

• Bachelor’s degree in Accounting, Finance, Business, or a related field preferred; equivalent experience in mortgage servicing or investor reporting may be considered.
• Minimum of 2 years of experience in mortgage servicing, investor reporting, accounting, or financial operations preferred.
• Working knowledge of servicing system platforms such as FICS’ Mortgage Servicer is a plus.
• Experience in custodial account reconciliations, remittance processing, or investor compliance strongly preferred.
• Proficiency in Microsoft Excel, including the use of formulas, lookups, and pivot tables for data analysis and reporting.
• Strong understanding of Regulation AB, USAP, and agency/private investor servicing guidelines is a plus.
• Demonstrated ability to analyze and resolve complex discrepancies and communicate findings effectively.
• High attention to detail, strong organizational skills, and ability to meet strict reporting deadlines.
• Experience collaborating across departments and responding to audits or regulatory inquiries is beneficial.

Nice To Haves

• Intermediate in Microsoft Office programs (Word, Excel, PowerPoint).
• Word processing (speed and accuracy).
• MSP or FICS’ Mortgage Servicer a plus.

Responsibilities

• Prepare and submit timely and accurate investor reports for agency and private investors in compliance with investor guidelines and servicing agreements.
• Process cash and non-cash transactions in the servicing system/Mortgage Accountant, ensuring data integrity across loan-level and custodial records.
• Reconcile custodial accounts and resolve variances between system data and investor statements, clearing reconciling items within required timeframes.
• Monitor and manage daily cash activity, ensuring wires and transfers are completed accurately and on schedule.
• Research and resolve investor, audit, and accounting discrepancies by collaborating with internal departments and third-party vendors.
• Support testing efforts for servicing system updates or enhancements that impact investor reporting or reconciliation workflows.
• Prepare and post general ledger entries and wire requests to ensure timely remittances and clearing of aged balances.
• Conduct detailed analysis of loan-level exceptions and data variances using Excel and servicing system reporting tools.
• Maintain and update departmental procedures, job aids, and process documentation to support knowledge transfer and audit readiness.
• Assist in the preparation and submission of responses to internal and external audits, ensuring timely delivery of requested documentation.
• Ensure all reporting, remittances, and reconciliations comply with Regulation AB, USAP, and servicing agreements.
• Submit and reconcile borrower credit reporting files with all four credit bureaus and respond to borrower disputes via E-Oscar.
• Perform daily, monthly, and year-end responsibilities in coordination with the broader Investor Reporting team.
• Participate in special projects and perform additional duties as assigned.

What This Job Offers

• Career Level: Mid Level
• Education Level: Bachelor's degree
• Number of Employees: 101-250 employees