International Banker I

Lone Star National Bank•McAllen, TX

1d•Onsite

About The Position

The duties listed below may not include all responsibilities that the person in this role may be asked to perform. Incumbent may be required to perform other related duties, as assigned, including cross training across other departments, as necessary. Provides full-service banking to international customers, and oversees a portfolio and/or packaged products accounts Collection of documents and information from prospect and customers who are asking for a new account, analyze all that information to make a presentation along with the memorandum supporting the request (NRA or FODE Package) to get the BSA approval. Consults with customers regarding financial needs, resolve inquiries, open and service accounts such as checking, credit/loan and savings within authorized limits Reviews and approves overdrafts and deposits Ensures accurate and timely processing of transactions in accordance with established operations policies and procedures Provides general loan information and processes consumer loan applications Prepares related loan documents for processing Controls records/files within policy/guidelines Cross-sells products and services to existing clients Develops new business through servicing customers Participates in job specific training and other various Bank training programs, as necessary Maintains current knowledge of internal risk controls and loss prevention, including reporting of suspicious or unusual customer activity per Bank policy Maintains current knowledge and complies with all federal and state laws and regulations and all established Bank policies and procedures, including internal audit controls related to department operations Maintains current knowledge of all rules, regulations, and laws as they apply to BSA/OFAC/USA Patriot Act/CIP/AML

Requirements

Bachelor’s degree in business administration or a six months to one year of financial servicing experience, servicing Mexican National and/or P&E clients with depository relationships
One year of personal banking, and/or consumer loan experience working with Mexican National and/or international clients
Must be thoroughly bilingual in English and Spanish, both written and verbal
Writing Skills to make a professional redaction to deliver the correct message to get the decided response. It is very important; a memorandum of each prospect must be presented to get the onboarding approval and deliver the correct request from existing customers that must have an approval by the correspondent level.
Strong knowledge of personal and corporate Mexican national or domestic documents and credentials
Skills should include typing 40-50 wpm, and office equipment
Familiarity with word processing and spreadsheet software
Attention to detail and a high degree of mental concentration are necessary for performing multiple tasks with numerous interruptions
Excellent organizational, verbal and written communication and customer relation skills
Ability to multi-task and meet deadlines is essential
Travel to various banking markets as well as international travel is required, mainly to bring new relationships and also for customer services.

Responsibilities

Provides full-service banking to international customers
Oversees a portfolio and/or packaged products accounts
Collects documents and information from prospect and customers who are asking for a new account
Analyzes information to make a presentation along with the memorandum supporting the request (NRA or FODE Package) to get the BSA approval
Consults with customers regarding financial needs
Resolves inquiries
Opens and services accounts such as checking, credit/loan and savings within authorized limits
Reviews and approves overdrafts and deposits
Ensures accurate and timely processing of transactions in accordance with established operations policies and procedures
Provides general loan information and processes consumer loan applications
Prepares related loan documents for processing
Controls records/files within policy/guidelines
Cross-sells products and services to existing clients
Develops new business through servicing customers
Participates in job specific training and other various Bank training programs, as necessary
Maintains current knowledge of internal risk controls and loss prevention, including reporting of suspicious or unusual customer activity per Bank policy
Maintains current knowledge and complies with all federal and state laws and regulations and all established Bank policies and procedures, including internal audit controls related to department operations
Maintains current knowledge of all rules, regulations, and laws as they apply to BSA/OFAC/USA Patriot Act/CIP/AML