Intern, Software Engineer, AMG Core Rails
About The Position
Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The AMG Core Rails team builds and operates SoFi’s foundational money movement platforms, including ACH, Wire transfers, and FedNow instant payments. We own the end-to-end lifecycle of these payment rails—from transaction initiation and processing to settlement, compliance, and reliability—ensuring secure, scalable, and highly available movement of funds. The team works closely with product, operations, risk, and compliance partners to deliver resilient financial infrastructure that powers critical customer and business payment experiences. AMG Core Rails is where real money moves. Interns on our team get hands-on exposure to building and operating critical payment rails like ACH, Wire, and FedNow that power customer and business transactions at scale. You’ll work on production systems, learn how modern banking infrastructure works end-to-end, and collaborate closely with product, operations, and risk partners. This is a unique opportunity to gain deep fintech and payments experience while making a direct impact.
Requirements
- Enrolled in an accredited US-based university (working towards a Bachelor’s or Master’s degree) with an expected graduation date of December 2026 or Spring 2027
- Must be returning to school for at least one quarter or semester after the internship
- Have no more than 12 months of professional full-time work experience (excluding internships and research assistant roles)
- Must be willing to relocate to San Francisco Bay Area and be available to work in the San Francisco HQ office
- Some experience building software in a non-academic setting (internship, research roles, relevant projects, etc.)
- Solid understanding of computer science fundamentals and how to apply them in a coding environment
- Knowledge of algorithms, data structures, and systems architecture
- Ability to quickly learn new languages and adopt new technologies, methods and processes in a fast-paced work environment
- Intellectual curiosity and an affinity for solving problems
Responsibilities
- Write, test, and deploy efficient, scalable code to production that impacts millions of SoFi members
- Design, develop, code, and test software systems, improvements, products, and user-facing experiences
- Work with multiple languages and frameworks including: Java/Kotlin/Flutter/Spring Boot/AWS/ PostgreSQL/React/C#
- Directly contribute to standard methodologies, architecture, and implementation
- Translate user stories into technical solutions
- Participate in design and code reviews
- Work alongside software architects and senior developers doing state-of-the-art development work (mobile, front-end, back-end, DevOps)
- Learn about new technologies, tools, and processes that will build your skill set and help shape your career
- Present your summer project and work to SoFi’s senior leadership team
Benefits
- Access to senior leadership, including exclusive Q&A sessions with executives across all functions of SoFi
- Exclusive opportunities to contribute to a tech hackathon, to deliver a case study to the CEO, etc.
- Development sessions for career, financial, and professional growth
- Opportunities to participate in company wide events like All-Hands and SoFi circles programming
- Networking socials to connect with fellow interns
- SoFi swag giveaways
- Invites to Member events
- Personalized Mentorship Program
- Fully stocked kitchen (snacks & drinks)
- Access to senior leadership, including round tables with executives across all functions of SoFi
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What This Job Offers
Career Level
Intern
Number of Employees
1,001-5,000 employees
