Intern - Mid-Atlantic Commercial Banking

First Horizon•Greenville, SC

8d•Onsite

About The Position

Our 10-week internship offers a comprehensive and immersive experience for students interested in gaining practical knowledge and skills in the banking industry. You will be exposed to different leaders and aspects of the line of business. You will have the opportunity to complete projects that will help you understand the day-to-day operations of a bank and develop a well-rounded skillset. Additionally, you will have the chance to receive guidance from experienced professionals in the field, participate in meetings, and network with other interns and associates. By the end of the program, you will have gained valuable insights, built a solid foundation in banking practices, and potentially set the stage for future career opportunities at First Horizon. Work schedule and number of hours worked per week (minimum: 15 – 25 hours) are flexible, within normal business hours. The Intern will learn and assist with the day-to-day duties of the Commercial Lending line of business, including: · Participate in sales and prospect planning · Assist with various lending and underwriting processes · Learn the roles and responsibilities within the Commercial Loan Process · Learn basics of Commercial Banking by reviewing materials and participating in client calls and deal team discussions · Introduction to Financial Statement Spreading · Learn the fundamentals of credit analysis (Five C’s of Credit) · Exposure to Risk Rating methodology · Assist in updating credit files in the loan origination system · Perform industry research to assess prospective and existing borrowers · Review monthly, quarterly, and annual financial statements for trends and/or changes in risk profile · Exposure to various team members across the Mid-Atlantic footprint

Requirements

Full-time undergraduate student with anticipated graduation date between December 2026 and June 2027
GPA of 2.75 or above
Strong interest in business and finance, though no specific major or field is required
Resourcefulness, team-oriented, enthusiastic
Entrepreneurial spirit
Demonstrated leadership and self-development (work or campus)
Ability to interface and network with people at all levels of an organization
Strong communication and collaboration skills
Strategic and critical thinking skills
Microsoft Office Suite

Responsibilities

Participate in sales and prospect planning
Assist with various lending and underwriting processes
Learn the roles and responsibilities within the Commercial Loan Process
Learn basics of Commercial Banking by reviewing materials and participating in client calls and deal team discussions
Introduction to Financial Statement Spreading
Learn the fundamentals of credit analysis (Five C’s of Credit)
Exposure to Risk Rating methodology
Assist in updating credit files in the loan origination system
Perform industry research to assess prospective and existing borrowers
Review monthly, quarterly, and annual financial statements for trends and/or changes in risk profile
Exposure to various team members across the Mid-Atlantic footprint