Intern - Commercial Banking Atlanta

First Horizon•Atlanta, GA

1d•$20 - $20•Onsite

About The Position

Our 10-week internship offers a comprehensive and immersive experience for students interested in gaining practical knowledge and skills in the banking industry. Each week, you will be exposed to different leaders and aspects of the line of business. You will have the opportunity to complete projects that will help you understand the day-to-day operations of a bank and develop a well-rounded skillset. Additionally, you will have the chance to receive guidance from experienced professionals in the field, participate in meetings, and network with other interns and associates. By the end of the program, you will have gained valuable insights, built a solid foundation in banking practices, and potentially set the stage for future career opportunities at First Horizon. Work schedule and number of hours worked per week (minimum: 15 – 25 hours) are flexible, within normal business hours. The Intern will learn and assist with the day-to-day duties of the Commercial Banking team members, including: Receive credit requests and make approve/decline decisions within established policy, guidelines, and turnaround times. Underwrite real estate related credit requests. Document decisions properly and completely with particular diligence given to explanations of overrides or variances, to include a narrative to explain credit decisions. Provide a high level of customer service to the originators of loan requests to include the communication of credit decisions and answering questions. Works with the loan administration and client specialists to manage delinquencies on loans; Reports troublesome loans to the senior credit officer and commercial line manager on a timely basis. Ensures that the systems of record are accurate for the loans being administered; ensures that management information is reported timely and accurately. Obtains satisfactory loan reviews and ensures that regular audits are performed.

Requirements

Full-time undergraduate student with anticipated graduation date between December 2024 and June 2025
GPA of 2.75 or above
Strong interest in business and finance, though no specific major or field is required
Resourcefulness, team-oriented, enthusiastic
Entrepreneurial spirit
Demonstrated leadership and self-development (work or campus
Ability to interface and network with people at all levels of an organization
Strong communication and collaboration skill
Strategic and critical thinking skills
Computer and Office Equipment Skills
Proficiency in Microsoft Office Suite (Outlook, PowerPoint, Word)

Responsibilities

Receive credit requests and make approve/decline decisions within established policy, guidelines, and turnaround times.
Underwrite real estate related credit requests.
Document decisions properly and completely with particular diligence given to explanations of overrides or variances, to include a narrative to explain credit decisions.
Provide a high level of customer service to the originators of loan requests to include the communication of credit decisions and answering questions.
Works with the loan administration and client specialists to manage delinquencies on loans
Reports troublesome loans to the senior credit officer and commercial line manager on a timely basis.
Ensures that the systems of record are accurate for the loans being administered; ensures that management information is reported timely and accurately.
Obtains satisfactory loan reviews and ensures that regular audits are performed.