Intermediate Mortgage Processor

MinnWest Corporation • Waseca, MN

79d • $20 - $25

About The Position

This position supports the Mortgage Bankers and provides excellent customer service to Minnwest customers. This job requires high levels of detail, accuracy, and efficiency while managing multiple tasks and frequent interruptions. This is a highly skilled position within the mortgage operations department providing administrative support to the lending staff. The Mortgage Loan Processor is responsible for preparing and processing documents, then following up to assure that complete and accurate information is maintained. This person must possess excellent organizational skills, the ability to communicate effectively and tactfully with customers and staff and have the ability to work effectively with minimal supervision.

Requirements

• High school diploma
• 2 years mortgage related experience with conventional, FHA/VA loan programs
• Dependability, ability to organize and prioritize, and work independently
• Ability to communicate effectively in writing, in person and frequently over the phone
• Multi-task, problem solve and research areas for required documentation with high attention to detail

Nice To Haves

• Bachelor's degree
• 5 years' mortgage related experience with conventional, FHA/VA/USDA loan programs

Responsibilities

• Support Mortgage Bankers through process from pre-approval to closing
• Verifies title work, appraisal, flood certification, verification of deposit, verification of employments, tax transcripts, mortgage insurance, verification of SSN, homeowner's insurance and required condo documentation and ensures quality and completeness of all documentation
• Review Underwriting Conditions to close and ensures all conditions have been met prior to close, reviewing and approving final Closing Discourse for accuracy
• Serve as a contact person between originator, borrower real estate agents, and title companies to ensure a timely closing
• Maintain files in accordance with applicable regulations and stays abreast of all changes in regulation or loan policy
• Prepare accurate closing documents and send to the loan closer in advance of closing
• Prepare transaction block, balance with title and sent to close prior to day of closing
• Complete HMDA and ULDD selling screens accurately

Benefits

• Comprehensive Medical, Vision and Dental Insurance
• Retirement savings including 401(k) with Employer Match and Employee Stock Ownership Plan (ESOP)
• Paid Holidays and Competitive Paid Vacation Days
• Paid Parental Leave
• Short- and Long-Term Disability
• Life, Critical Illness, and Accidental Insurance
• Tuition Reimbursement and Career Development Opportunities
• Employee Assistance Program (EAP)
• Paid Time Off to volunteer in your community
• Opportunities to connect with others through our diversity and inclusion focused Employee Resource Group

What This Job Offers

• Job Type: Full-time
• Education Level: High school or GED
• Number of Employees: 251-500 employees