Insurance Advisor, Medicare & Life Insurance

First Community Credit Union•Chesterfield, MO

21d

About The Position

Basic Function: The Medicare & Life Insurance Advisor assists Medicare-eligible individuals in selecting and enrolling in appropriate coverage, including Medicare Advantage, Supplement, and Part D plans. This role includes guiding clients turning 65, supporting annual enrollment and year-round coverage reviews, answering questions, planning for future needs, and identifying appropriate life insurance solutions.

Requirements

Active Life & Health insurance license (resident state required; additional states a plus).
Current AHIP certification.
Proven experience working with Medicare products, including Advantage, Supplement, and Part D plans.
Minimum 2–5 years of experience in Medicare, Life & Health, or a related advisory role.
Strong understanding of compliance requirements and enrollment processes.
Excellent communication and interpersonal skills, with the ability to explain complex topics.
Ability to work independently while collaborating effectively with a team.
Detail-oriented with strong organizational and follow-through skills.
Proficiency with CRM systems and Microsoft Office.

Nice To Haves

An existing book of business is welcomed and will be considered an asset.

Responsibilities

Assist Medicare-eligible individuals in selecting coverage that best meets their needs, including Medicare Advantage, Supplement, and Part D plans.
Guide clients turning 65 (“aging in”) through the Medicare education and enrollment process.
Support clients during the Annual Enrollment Period (AEP) and Open Enrollment Period (OEP), as well as year-round service and planning conversations.
Meet with clients to review coverage, answer questions, and proactively plan for future needs.
Identify life insurance needs and recommend appropriate solutions.
Handle assigned referrals in a timely manner, documenting and tracking activity.
Conduct thorough needs assessments and provide clear and personalized recommendations.
Assist clients with applications and ensure accurate, complete documentation.
Maintain accurate client records and follow up on policy changes, renewals, and service needs.
Stay current on Medicare regulations, carrier updates, and industry trends.
Build and maintain strong client relationships to encourage retention and referrals.