Inside Broker - Wholesale Insurance

Gallagher•San Diego, CA

About The Position

At RPS, we don’t just embrace bold ideas, we make them happen. We’re a team of entrepreneurs, big-picture thinkers, and passionate experts who thrive on possibility. Every day, we collaborate across teams, challenge convention, and push boundaries to design innovative solutions for our clients. With access to top-rated carriers and a dynamic marketplace, we bring strategy and creativity together to deliver what others might call impossible. Here, every voice counts, every perspective matters, and every challenge is an opportunity to grow. You’ll be supported by a culture that celebrates ownership, curiosity, and high performance, where you’re trusted to do your best work and encouraged to keep learning along the way. Renewal Underwriter – Property & Casualty Binding at Risk Placement Services (Inside Broker) Drive Renewal Success. Strengthen Carrier Partnerships. Grow Your Impact. Risk Placement Services, Inc. (RPS) is one of the nation’s leading Specialty Wholesale Insurance Brokers. We collaborate with top‑tier carriers to deliver innovative, comprehensive coverage solutions. Our culture is built on partnership, responsiveness, and ingenuity—and we’re looking for motivated underwriting talent to join our Inside Brokerage team. Why RPS? Industry Leader: Join one of the largest specialty wholesale brokers in the U.S. Career Growth: Build a long‑term career with uncapped potential. Dynamic Culture: We value teamwork, innovation, and exceptional client outcomes. Position Summary: Renewal Underwriter – Property & Casualty Binding In this Inside Broker role, you’ll focus on driving profitable renewal business while delivering exceptional service to your retail agency partners. You’ll cultivate strong carrier relationships, evaluate risk submissions, and ensure clients have access to competitive and comprehensive P&C Binding solutions. This position supports senior brokers while managing your own portfolio of renewal accounts with low to medium complexity.

Requirements

Strong relationship‑building and business development skills.
Excellent analytical abilities and attention to detail.
Clear, confident communication and presentation skills.
A proactive, goal‑oriented mindset with urgency around retention and production targets.
Ability to interpret data and tools to develop sound insurance solutions.
Professionalism, responsiveness, and a commitment to supporting Retail Agents and their insureds.
Ability to convey underwriting and risk management expertise to build trust and credibility.
Bachelor’s degree plus 3+ years of related experience.
Active P&C license (or ability to obtain within 90 days).
Proficiency in Microsoft Office.

Nice To Haves

Previous insurance or underwriting experience preferred.

Responsibilities

Manage and grow a renewal book of business in Property & Casualty Binding.
Build and maintain strong relationships with Retail Agents and Carrier Underwriters.
Ensure access to competitive pricing and market options by nurturing Specialty Carrier partnerships.
Review and pre‑qualify risk submissions, prioritizing high‑probability renewal opportunities aligned with carrier guidelines.
Analyze coverage needs, forms, limits, and premium options to place business with the most suitable carriers.
Identify additional coverage opportunities to expand account offerings.
Monitor market dynamics, underwriting trends, and pricing changes to guide placement decisions.
Educate Retail Agents on the breadth of RPS products and solutions as their business needs evolve.
Participate in occasional travel to visit carrier partners and retail agencies.

Benefits

Medical/dental/vision plans, which start from day one!
Life and accident insurance
401(K) and Roth options
Tax-advantaged accounts (HSA, FSA)
Educational expense reimbursement
Paid parental leave
Digital mental health services (Talkspace)
Flexible work hours (availability varies by office and job function)
Training programs
Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing
Charitable matching gift program