Indirect Processor

Georgia's Own Credit Union•Atlanta, GA

1d•Hybrid

About The Position

If you would enjoy working in a dynamic environment and are looking for an opportunity to become part of a stellar team of professionals dedicated to service, we invite you to apply online today. This position offers a flexible hybrid work arrangement, allowing employees to balance in-office collaboration with the benefits of remote work. We provide the necessary tools and technology to ensure seamless productivity, whether you're working from home or the office. SUMMARY: The primary responsibilities of the Indirect Loan Processor, are to process and fund loan applications received from the organization’s indirect auto, marine and recreational vehicle channels, communicate with our internal partners to ensure loans are processed and funded within service level expectations and provide excellent service to the dealer network.

Requirements

Minimum of 1 years of experience as in loan processing or consumer lending capacity
Working Knowledge of consumer loan products, services, documentation, policies, and procedures.
Ability to multitask and prioritize activities.
Team oriented and ability to work collaboratively.
Familiarity with NCUA lending regulations, and consumer Lending guidelines.
Ability to learn new concepts at fast pace, and to apply these new concepts.
Must be able to work with minimal supervision.
Must be able to work towards individual goals and department goals.
Good clerical skills with particular attention to detail.
Effective analytical, problem-solving, organization, and planning skills.

Nice To Haves

Ability to operate loan processing system(s), computer, calculator, telephone, and other equipment as needed.
Skilled in all MS Office products.
Knowledge of Loans PQ, DNA are a plus.
Ability to multi-task and work on various projects in a given time frame.
Excellent verbal and written communication skills.

Responsibilities

Review indirect loan applications for accuracy, ensure it meets lending guidelines and submit to the Underwriting team for a decision.
Review dealer contracts, and loan documentation for accuracy.
Analyze income for loan qualification and review other loan documentation for accuracy.
Ensure all internal policies and procedures are followed and all federal and state compliance regulations have been met prior to booking.
Manage indirect processing queues to ensure all service level agreements are met.
Verify share and other deposit accounts are opened for new members prior to booking the loan.
Communicate with indirect dealers via phone, fax or email to answer questions, provide information and collect and review outstanding stipulations.
Supports and participates in continuous process improvement activities
Ensure Indirect Tasklists/Checklists are followed.
Other duties as assigned.