In-House Mortgage Loan Originator

Ballston Spa National Bank • Albany, NY

2d

About The Position

Invest in Your Future at BSNB! Join a growing, nationally recognized financial institution and have a direct impact on the lives of your customers! Ballston Spa National Bank (BSNB) is looking to hire an In-House Mortgage Loan Originator to join our Retail Lending Team. This position will work with BSNB's customers to provide outstanding customer service in one of the most significant purchases of their lives. A DAY IN THE LIFE On a daily basis, you will work closely with your Retail Branch and other colleagues to follow-up on customer referrals for the purchase of a home or home equity loan. You will meet with customers regarding their loan applications, take loan applications, and recommend the appropriate lending product. This position will also ensure the accurate and complete submission of loan application packages for underwriting. Attention to detail and follow through is a must in this position to enhance the customer experience and maximize the customer relationship.

Requirements

• Experience with application origination of mortgage, home equity, or consumer loans.
• Knowledge and understanding of TRID and working experience with the integrated Loan Estimate Disclosure(LE) strongly preferred.
• Strong customer service, sales, and relationship building skills.
• Well-developed communication skills

Nice To Haves

• Knowledge of conventional secondary market guidelines preferred.
• Experience with Encompass LOS is a plus.
• A.S degree in Business or related field preferred.

Responsibilities

• Work closely with your Retail Branch and other colleagues to follow-up on customer referrals for the purchase of a home or home equity loan.
• Meet with customers regarding their loan applications, take loan applications, and recommend the appropriate lending product.
• Ensure the accurate and complete submission of loan application packages for underwriting.
• Enhance the customer experience and maximize the customer relationship.

Benefits

• BSNB offers a generous compensation and benefits package . This includes medical, dental, vision, bank-paid life insurance, voluntary insurance, both a 401(k) Plan with a Company Match and a pension plan, and tuition reimbursement.
• BSNB provides all employees and applicants an equal employment opportunity in the manner required by law in all aspects of employment regardless of race, color, religion, creed, national origin, age, sex, sexual orientation, gender identity or expression, marital status, military status, disability, predisposing genetic characteristics, domestic violence victim status or any other status protected by local, state, or federal law.
• BSNB is a VEVRAA employer and has a desire for priority referrals of protected veterans.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree
• Number of Employees: 51-100 employees