Huntington Loan Center Director

Huntington National Bank • Columbus, OH

106d

About The Position

The Huntington Loan Center (HLC) Director is responsible for all aspects of Business Credit Underwriting, reporting, adherence to regulation and compliance, direction of policy, and delivery of credit products to the Consumer and Regional Bank as well as the several commercial segments who employ the HLC as a utility.

Requirements

• Bachelor’s Degree
• 10+ years of experience underwriting business/commercial credits within a banking environment
• 5+ years of management experience

Nice To Haves

• Bachelor's degree in finance, Accounting, Economics, or Business
• Experience with SBA or other government guaranteed loan programs
• Excellent analytical skills
• Strong verbal and written communication skills, with the ability to clearly and logically document loan decisions
• PC and Internet proficiency (Word, Excel, Moody's Financial Analyzer)
• Strong Leadership skills

Responsibilities

• Manages credit delivery and the workflow of customer credit requests for customers with revenues of $2-$50Million and typically would have $10 million or greater in autonomous loan authority.
• Acts as a liaison for specific and global credit issues as an intermediary between credit risk administration and CRB Sales.
• Liaison to regulatory oversight including the OCC, CFPB, and Fed Reserve Bank and responsible for internal and external audits (Credit Review, Internal Audit, OCC, etc.).
• Manages projects or processes to improve overall accuracy or efficiency in the Huntington Loan Center.
• Manages capacity models for incoming workload to assure prompt decisions of credit requests originating from the geographic area served.
• Responsible for Expense impacts to P&L from HLC.
• Committee Chair and member for Business Banking Credit CPSC Sub Committee as well as advocate for the Regional President.
• Reviews and structures EMT+ loan requests, acts as mentor/coach to underwriting center leadership, sales directors, and regional presidents.
• Approves loans directly or as second signer for those above center leader authority.
• Identifies deteriorating credits, recommends downgrades and communicates with the RCO or BLC manager as needed.
• Attends CARS calls.
• Acts as backup to RCO or BLC Managers for credit policy issues and would typically review larger, more complex loan requests.
• Travels to markets for purposes of team building, to understand issues in the individual markets being served and to participate in sales calls.
• Oversees the other director level/grade 75 colleagues reporting to you, including CLC Director and BB Portfolio Management Director.
• Performs other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees