Home Mortgage Retail Underwriter Senior Specialist

Citizens Bank • Evesham Township, NJ

116d

About The Position

As the Home Mortgage Retail Underwriter Senior Specialist, you will be responsible for providing a lean decision based on an individual's credit history, financial position and strength of collateral. Solid understanding of multiple product lines - may include government products and conventional.

Requirements

• 5+ years of solid experience including Portfolio Underwriting /Jumbo Underwriting.
• Ability to Analyze a complex income and asset profile.
• Experience using Automated Underwriting Systems.
• Self-directed with excellent time management skills.
• Experienced as Delegated Underwriter with all approved MI companies.
• Ability to analyze and evaluate sophisticated income documentation.
• Outstanding written and verbal communication skills.
• Desire to work in a production environment.
• Proficiency in Word and Excel.

Nice To Haves

• BA/BS degree preferred or equivalent experience in underwriting/mortgage banking preferred.
• Direct Endorsement Certification preferred.
• VA LAPP approval preferred.

Responsibilities

• Complete thorough Review analysis of Loan files to determine compliance with various company and external guidelines.
• Review and clear conditions.
• Respond to post closing and audit reviews in a timely manner.
• Complete all data entry into loan tracking systems.
• Communicate to sales and processing through calls and emails related to Loan products, underwriting guidelines, loan scenarios and file statuses.

What This Job Offers

• Job Type: Full-time
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree