About The Position

As the HM Loss Mitigation Decisioning, you will perform reconciliation process on files received from Front End Fulfillment Group by going into the loan system. The Front End Fulfillment group will send task to Decisioning, Decisioning acknowledges receipt of file and reviews file for complete documentation.

Requirements

  • Strong understanding of mortgage lending guidelines (FHA, VA, Fannie Mae, Freddie Mac).
  • Proficiency in automated underwriting systems Back in the Black (BITB)
  • Ability to interpret credit reports, income documentation, and appraisal reports.
  • Detail-oriented with strong analytical and decision-making skills.

Nice To Haves

  • Bachelor’s degree or two years equivalent experience

Responsibilities

  • Complete steps within the decisioning process work flow within assigned timelines to ensure maximum customer experience.
  • Ensure all regulatory requirements are met for each account within the Work out process.
  • Analyze financial information to determine most effective work out strategy.
  • Reviews financial data reported for accuracy i.e.: does the customer reported data match actual financials.
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