Home Mortgage Consumer QA QC Senior Specialist

Citizens Financial Group, Inc.•Riverside, RI

62d•Hybrid

About The Position

As the Home Mortgage Consumer QA QC Sr. Specialist, you will work to understand, monitor and process requests that relate to high risk or complex processes. You will work within established procedures with a moderate degree of supervision. Your goal is to prevent risk to the bank or our customers by handling these requests timely, diligently and completely to ensure that you identify any errors that occurred in the process and ensure a positive customer experience. You will monitor and record results from processes and procedures within CFG's Consumer sector to ensure that feedback can be given on any errors that are identified. As a member of the team you are also expected to provide suggestions for continuous improvement within your process that lead to efficiencies and/or further reduce risk.

Requirements

2+ years administrative office experience
Microsoft Office knowledge & proficiency
Ability to multi-task
Must be production oriented to meet department productivity goals and deadlines
Ability to work with minimal supervision
Superior written communication skills with ability to communicate with both internal and external business partners.

Nice To Haves

1-2 years mortgage experience is a plus
ACES knowledge

Responsibilities

Primary focus is on execution within defined processing parameters with some expansion based on developing capabilities and or experiences. QA/QC tasks are expected to be completed timely, accurately with focus on attention to detail. Ensure procedures and SOPs are adhered to when performing your work, as measured through quality checks by management/team leader.
Focus is on doing the right thing and working together. Respond to internal/external customer inquiries within 24 hours. Ensure that all errors identified within your processes are formally recorded.
Understand and comply with regulatory requirements that impact your work including state and federal laws. Understand the importance of risk management and how it impacts your daily responsibilities. Complete required Regulatory and HR compliance training each month by established deadlines. Escalate risk issues to management immediately.
Obtain re-verification of all documents used in the underwriting decision, for all audit samples which include employment, self-employment and asset reverifications, ordering appraisal field reviews, updated credit reports and Tax Transcripts.
Generate documents from the QC System (ACES).
Order appraisal field reviews, credit reports, Tax Transcripts.
Maintain receipt data in the QC System (ACES)
Handle the scanning and receipt of physical mail into the ACES and LOS
Monitor e-fax common mailbox
Order 2nd requests which may include telephone verifications, as required.
Escalate reverification documents that do not support the original documentation.
Ensure invoices for payment for all charges including corporate credit card charges for third party verification payments.
Requesting checks for third party verifications, if required.
Remain updated and knowledgeable regarding all guideline changes as well as policy changes.
Identify opportunities to continuously improve the customer experience and/or internal processes for efficiency and risk mitigation. Bring these ideas to management and assist in driving these to completion when asked to do so.
Ordering supplies for the department such as return envelopes, as needed.
Other duties as assigned.

Benefits

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.

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