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Under the direction of the Production Manager/Team Leader - Business Development (BD), the Home Loan Officer - BD generates leads, develops and maintains referral relationships, and assists members with their mortgage lending needs. The Home Loan Officer - BD analyzes loan requests and makes credit decisions based on mortgage lending policy, originates real estate first mortgage loans for the credit union's portfolio or for sale on the secondary market for existing members and for new members obtained through business development efforts and outside sales, and projects a professional image and maintains confidentiality with all members and sensitive data.