Home Lending Quality Assurance Representative (HMDA)

FS Bancorp, Inc. • Mountlake Terrace, WA

51d • $23 - $30

About The Position

Individual is responsible for performing various functions in connection with filing the HMDA LAR. This includes responsibility for collecting and validating HMDA reporting information, entering collected data into appropriate reporting software. Responsible for ensuring the origination process meets or exceeds the standards and requirements established by Fannie Mae, Freddie Mac, FHA, VA, and correspondent investors as well as the guidelines established at 1st Security Bank of Washington. While providing 'WOW" customer service both internally and externally.

Requirements

• Bachelor's degree or 3+ years of related experience; or the equivalent combination of education and
• Prior work experience with HMDA, ECOA and TRID a
• Ability to handle multiple priorities in an always-changing
• Ability to work independently with limited direct supervision.
• Ability to communicate across all departments within the
• Strong analytic skills, attention to detail, and ability to work within time
• Excellent level of oral and written communication
• Intermediate level of computer skills and the ability to function in a windows environment utilizing Outlook, Word and

Nice To Haves

• Prior experience and knowledge of Encompass a

Responsibilities

• Maintain a good working knowledge of the requirements of the Home Mortgage Disclosure Act (HMDA). Stay up-to-date with the bank's lending practices and procedures in order to perform a thorough and accurate HMDA
• Generate Adverse Action Notice and Notice of Incomplete in a timely manner and review for compliance and
• Responsible for generating monthly report for data scrub and audit of HMDA
• Responsible for recommending actions related to deficiencies with loan
• Coordinate with various departments within the bank to resolve inconsistencies in loan data and recommends changes as warranted that will ensure the efficiency and accuracy in reporting of HMDA
• Assist in the update of HMDA policies and
• Complete required monthly assigned BVS Compliance training
• Follow and support the Bank's Core Values.
• Performs other duties as

Benefits

• Full medical, dental, and vision coverage for individual or family plan.
• Life insurance.
• Long-term disability insurance.
• 401K matching program.
• Paid sick and vacation time.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Management of Companies and Enterprises
• Number of Employees: 501-1,000 employees