Home Equity Specialist

Maine State Credit Union•Augusta, ME

5d•Onsite

About The Position

Proactively solicits new and renewing residential home equity business and sells MSCU’s suite of residential home equity products to meet established team and organizational goals. Responsible for originating, processing, underwriting and approving loans within level of lending authority, with an emphasis on originating loans. This role will actively seek opportunities to strengthen and build relationships with Credit Union members and cross departmental collaboration. Supervisors will provide regular feedback and coaching to develop leadership skills with an emphasis on mastering lending acumen and underwriting complex applications. PLEASE NOTE: THIS IS AN ON-SITE, IN-PERSON POSITION. CANDIDATE MUST RESIDE IN STATE OF MAINE, POSSIBLE HYBRID OPPORTUNITY ONCE FULLY TRAINED

Requirements

The successful applicant will be a highly motivated, team-oriented, positive thinker with a desire to provide exceptional service in a fast-paced environment.
You should have a minimum of 2-3 years of related experience.
This role will be responsible for originating, underwriting, approving, and closing Home Equity loans and Lines of Credit.
Strong problem-solving skills to help members choose the best loan solution for their needs.
Familiarity with underwriting guidelines, risk assessment, and regulatory requirements.
Ability to analyze credit reports, income documentation, and collateral information.
High accuracy in documentation, data entry, and follow-through from application to closing.
Capable of identifying Member needs, generating referrals for other Credit Union products, and being comfortable asking for the business

Responsibilities

Originating, processing, underwriting and approving loans within level of lending authority
Actively seek opportunities to strengthen and build relationships with Credit Union members and cross departmental collaboration

Benefits

Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97%
HSA – generous employer contribution
Employer funded HRA
Employer-subsidized Dental and Vision Insurance
100% employer paid - Life, Short-Term Disability and Long-Term Disability Insurance
Accident Insurance
Competitive wages, and annual evaluations with compensation adjustments
Generous 401(k) employer match, plus annual discretionary contribution
Generous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holidays
Paid Parental Leave
Education reimbursement - up to $5,000 annually for undergraduate
Opportunities to volunteer in our local communities
100% Employer Paid EAP which includes 6 free mental health sessions
Wellness Reimbursement of up to $150
Free coffee, tea, and hot chocolate and an abundance of food