Home Equity Loan Closer

Social Finance • Charlotte, NC

107d • $25 - $48 • Remote

About The Position

Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Requirements

• Knowledge of TRID guidelines
• Conventional, FHA/VA experience a plus
• Knowledge of Encompass is preferred
• Must be detail-oriented, committed to accuracy with a strong sense of urgency
• Strong written and oral communication skills
• Ability to work independently, multitask, and prioritize to meet deadlines

Responsibilities

• Ensure files and documents meet company, investor, and compliance requirements.
• Confirm that documents are drawn within posted turn times and consistently meet deadlines.
• Process a minimum of 3 files per day during normal business operations. Adhere to fluctuating file processing minimums as set by management.
• Reconcile and approve Closing Disclosure.
• Schedule loan closings with the borrower.
• Prepare closing documents.
• Develop in-depth knowledge of the entire loan life cycle in order to fully understand the implications of the work of the closing function.
• Accurately file documents and information in the system and ensure all information is complete and accurate. Use checklists and other job aides as necessary to accurately complete all required information.
• Coordinate and communicate with processing, underwriting, and post-closing departments for correcting and completing the closing.

Benefits

• Base pay range: $25.60 - $48.00
• Payment frequency: Hourly
• Eligible for a bonus
• Comprehensive and competitive benefits

What This Job Offers

• Industry: Religious, Grantmaking, Civic, Professional, and Similar Organizations