Home Equity Closer (REMOTE)

S3 - Shared Services & Solutions • Columbia, MD

447d • $45,000 - $50,000 • Remote

About The Position

The Home Equity Closer is a remote position responsible for reviewing loan files, preparing settlement documents, and ensuring accurate loan booking in the credit union's core systems. This role emphasizes excellent member service, communication, and organizational skills, adapting to changing business needs while supporting credit unions in delivering quality service to their members.

Requirements

• 2 years of relevant work experience in the finance industry; home lending experience preferred.
• Knowledge of State and Federal laws pertaining to the mortgage banking industry (e.g., RESPA, TILA, ECOA).
• Highly organized and able to handle a fast-paced environment.
• Proficiency in MS Office (Word, Excel, Outlook).
• Strong communication skills, both verbal and written.
• Excellent customer service skills with strong attention to detail.
• Time management skills and the ability to prioritize workload based on department SLA's and member needs.
• Ability to work flexible hours as needed.
• Ability to work independently as well as part of a team and to collaborate with others.
• Positive attitude and team-oriented.
• Ability to function in an ever-changing environment.

Responsibilities

• Conduct a thorough review of the loan file received from the processor.
• Prepare closing documents for delivery to settlement agent and member.
• Responsible for disbursing loan proceeds on funding date, including internal disbursements, issuing checks, and wires as needed.
• Book and disburse loans in the credit unions' core system accurately.
• Responsible for member communication to provide funding details prior to closing.
• Coordinate with first mortgage fulfillment team and 3rd party title companies to facilitate any simultaneous settlements.
• Work in collaboration and partnership with other team members, credit union partners, and vendors.
• Additional job-related projects and duties as assigned by management.

Benefits

• 401(k) matching
• Dental insurance
• Health insurance
• Paid holidays
• Paid time off
• Referral program
• Vision insurance

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed