Head of Trust, Risk & Regulatory

Monstro•New York, NY

About The Position

Monstro is hiring a senior regulatory, risk, and compliance leader to build and own the company’s trust architecture as we scale globally with financial institutions. This role exists to ensure Monstro can build, sell, and operate as trusted financial infrastructure in highly regulated environments. You will define how Monstro aligns with banking regulations, risk frameworks, and emerging AI governance expectations — while enabling product innovation and institutional adoption. Monstro is not hiring a traditional compliance operator. We are hiring a strategic builder who can design the frameworks that allow AI-driven financial intelligence to be deployed responsibly at scale. You will partner closely with product, engineering, legal, and executive leadership to translate regulatory realities into practical guardrails, ensuring Monstro remains both forward-looking and institutionally credible. This role combines strategic ownership, hands-on framework design, and external credibility with banks, regulators, and industry bodies.

Requirements

Senior experience in regulatory, risk, or compliance leadership within financial services, fintech infrastructure, or similarly regulated environments
Strong understanding of how banks evaluate vendor risk and governance
Experience building or evolving risk and compliance frameworks, not just operating within them
Comfort working at the intersection of product innovation and regulatory expectations
Credibility engaging with senior stakeholders including executives, regulators, and institutional partners
Strategic mindset paired with willingness to be hands-on in early stages
Interest in emerging topics such as AI governance, data regulation, and financial decisioning systems

Responsibilities

Regulatory Strategy & Global Alignment
Define and own Monstro’s regulatory posture across U.S. and international markets
Translate evolving frameworks (e.g., open banking rules, AI governance expectations) into actionable company strategy
Develop clear positions on topics such as:
AI-driven financial guidance and advice boundaries
Data usage and consumer protections
Vendor classification within banking ecosystems
Partner with leadership on expansion into new regulatory jurisdictions
Risk & Compliance Framework Design
Design and maintain Monstro’s enterprise risk and compliance architecture
Establish policy frameworks, risk registers, and governance processes
Define internal controls and oversight structures appropriate for a global financial infrastructure provider
Support board and executive risk reporting
Security & Trust Roadmap Ownership
Partner with security and engineering leaders to define Monstro’s trust maturity roadmap, including:
SOC 2 and future assurance pathways
Enterprise security expectations (e.g., ISO alignment, vendor risk)
Data governance and control standards
Ensure Monstro’s control environment scales with institutional requirements
Product & AI Governance Partnership
Work closely with product and engineering to define guardrails for:
Financial guidance outputs
Model transparency and explainability expectations
Human oversight and escalation frameworks
Regional regulatory variations
Help translate regulatory expectations into practical product requirements
Enterprise & External Engagement
Serve as a credible partner to banks’ risk, compliance, and regulatory stakeholders during diligence and deployment conversations
Support enterprise sales cycles by articulating Monstro’s risk and governance approach
Represent Monstro in industry forums, working groups, and policy discussions as the company grows
Help shape how regulators and the market understand responsible AI in financial services