Head of Portfolio Management and Underwriting

Western Alliance Bank•Phoenix, AZ

About The Position

As the Head of Portfolio Management and Underwriting, you will establish common expectations and standards with respect to portfolio management and underwriting practices across the enterprise. You'll collaborate with various lines of business, commercial bankers, and credit to successfully manage portfolio and underwriting practices. Under your direction, the underwriting and portfolio management teams will be expected to cover the credit portfolio and work with relationship managers and product partners to address client and prospect requests, as well as routine monitoring of the existing portfolio. In this role you will serve as the principal liaison between Credit and the Line of Business, ensuring clear and transparent communication across both teams. You will need to define and preserve the underwriting and portfolio management standards across the entity, including risk scorecards and templates. You must maintain consistency in approach across groups through common architecture of approval requests. In order to do this, you must create, support and maintain training to achieve the standards outlined in your responsibilities. You will need to provide guidance to groups on how to add-on or tailor groups' individual practices to achieve underwriting and portfolio management consistency, while still allowing specialty groups to address specific needs and risk aspects of their individual businesses. You will also be required to provide guidance to groups on the Bank's credit risk appetite. Establish and define metrics, risk appetite and acceptance criteria, key performance indicators. You’ll provide strategic guidance to the Credit Operations Teams You may lead and develop a team; responsible for hiring, coaching, performance management, training and development.

Requirements

Serve as the principal liaison between Credit and the Line of Business, ensuring clear and transparent communication across both teams.
Define and preserve the underwriting and portfolio management standards across the entity, including risk scorecards and templates.
Maintain consistency in approach across groups through common architecture of approval requests.
Create, support and maintain training to achieve the standards outlined in your responsibilities.
Provide guidance to groups on how to add-on or tailor groups' individual practices to achieve underwriting and portfolio management consistency, while still allowing specialty groups to address specific needs and risk aspects of their individual businesses.
Provide guidance to groups on the Bank's credit risk appetite.
Establish and define metrics, risk appetite and acceptance criteria, key performance indicators.
Provide strategic guidance to the Credit Operations Teams
Lead and develop a team; responsible for hiring, coaching, performance management, training and development.

Responsibilities

Establish common expectations and standards for portfolio management and underwriting practices.
Collaborate with lines of business, commercial bankers, and credit teams.
Manage underwriting and portfolio management teams.
Serve as the principal liaison between Credit and the Line of Business.
Define and preserve underwriting and portfolio management standards.
Create, support, and maintain training programs.
Provide guidance on tailoring practices for underwriting and portfolio management consistency.
Provide guidance on the Bank's credit risk appetite.
Establish and define metrics, risk appetite, acceptance criteria, and key performance indicators.
Provide strategic guidance to Credit Operations Teams.
Lead and develop a team; responsible for hiring, coaching, performance management, training and development.