Transaction Banking, Head of Payment Channels, Vice President

Goldman Sachs•Dallas, TX

About The Position

Our mission is simple: provide a global transaction banking platform that is nimble, secure, and easy for clients to use. We have delivered a modern, digital-first transaction banking platform to serve Goldman Sachs' varied client base. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up — designed to solve some of the most complex operational needs in the industry. We aim to help our clients achieve Working Capital efficiency gains by optimizing their short-term liquidity needs and simplifying their Cash Management operations. We do so by delivering a best-in-class digital solution that helps clients manage their liquidity movements, foreign exchange, and payments — enabling international treasury operations and commerce. We're a team of diverse Treasury and Payments specialists helping our clients solution and build for the future. The Head of Payment Channels will lead the strategic vision and execution of our payment channel capabilities, ensuring that technology serves as a powerful enabler of exceptional client outcomes and sustainable business growth.

Requirements

Minimum 8–10 years of experience in Payments Product Management, with demonstrated leadership experience across payment channels
Experience in API design and developer experience (DX) — including RESTful API product management, developer portals, and API-first product strategy
Background in electronic payments — including ACH, wires, SWIFT, real-time payments (RTP, FedNow, SEPA Instant), and cross-border payment flows
Demonstrated ability to apply or oversee Generative AI solutions within a financial services or payments context
Proven ability to balance technology innovation with commercial outcomes — understanding that great technology must ultimately serve client needs and drive business results
Exceptional communication and stakeholder management skills, with the ability to influence at the executive level

Nice To Haves

Enthusiastic and curious about the business, technical, and/or operational aspects of payments and banking
Enthusiastic and curious about electronic payments, real time payments, card networks, stablecoin payments, and emerging payment schemes
Enthusiastic and curious about the design of APIs and have pride in best-in-class developer experience (DX) — including intuitive documentation, sandbox environments, and seamless onboarding for corporate clients and fintech partners
Enthusiastic and curious about corporate treasury, cash management, and the inner workings of large corporates and financial institutions
Enthusiastic and curious about user experience (UX) design principles across all payment channel touchpoints, partnering with design teams to deliver interfaces and workflows that are elegant, intuitive, and client-centric
Drive the integration and strategic application of Generative AI capabilities within payment channels — including intelligent payment routing, anomaly detection, client-facing assistants, and workflow automation
Stay current on industry trends including ISO 20022 migration, real-time payments, open banking/APIs, card scheme innovations, and network-level VAS (e.g., SWIFT gpi, request-to-pay schemes)
Ensure all payment channel products comply with relevant regulatory requirements (e.g., AML/KYC, data privacy such as GDPR/CCPA, PSD2 where applicable)

Responsibilities

Lead a team that is responsible for developing and delivering on a technical product roadmap to support client-facing programmatic payment interfaces (e.g., APIs, ISO files, Swift messages)
Leave in your wake a set of internally re-usable services that power industrial grade payment and money tracking capabilities across Goldman Sachs
Work well with engineers and corporate treasury professionals, both of whom are critical stakeholders
Create commercial outcomes through individual client solutioning and keen eye for differentiating our services from the market
Work closely with all TxB teams — including partners in Sales, Engineering, Risk, Design, and Servicing — to build a best-in-class payments experience for our valued clients
Own the end-to-end product strategy and roadmap for Payment Channels, including API-based payment rails, card payment solutions, real-time payments, and digital channel experiences
Define, analyze, and act on product performance metrics including KPIs, market trends, revenue impact, and client feedback
Present complex ideas and processes in clear, compelling messaging to gain stakeholder alignment and drive strategic initiatives
Support Sales with client needs identification, solution recommendations, pricing strategy, and product demonstrations