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The Default, Dispute, and Review group ('DDR') enforces covenants, addresses disputes, and manages defaults on matters across the Global Corporate Trust businesses of Corporate Muni Escrow, Global Structured Finance, and Collateralized Loan Obligations. The Default team applies business judgement to high-risk situations like defaulted bonds, bankruptcies, disputes, and litigation. The Mortgage Disputes team addresses property and loan-level disputes on mortgages held in RMBS and CMBS trusts. The Trust Review team serves as part of the deal administration team, alongside client managers, account administrators, and operations, to enforce covenants and obligations contained with the governing documents for trust matters. The Head of Global Corporate Trust DDR oversees and mentors these teams of professional leaders, address matters of potential exposure, and, as part of the Global Corporate Trust senior management team, guides governance and business practices.