Head of Finance Operations

Stand Insurance•San Francisco, CA

About The Position

Stand is a new technology and insurance company revolutionizing how society assesses, mitigates, and adapts to climate risks. Our leadership team has extensive experience in insurance, technology, and climate science: building billions in market value at prior ventures. At Stand, we are rethinking how insurance enables proactive, science-driven resilience. Existing insurance models often rely on broad exclusions, leaving homeowners without options. At Stand, we leverage advanced deterministic models and cutting-edge analytics to provide personalized risk assessments—helping homeowners secure coverage and take proactive steps toward resilience. Role Summary: Stand is building a new kind of climate-focused insurer, with capital discipline at its core. The Head of Finance Operations will own Stand’s internal finance function — bringing rigor, control, and clarity to every financial process that underpins our growth. This is an inward-facing, operational finance leadership role that ensures Stand runs with discipline and accuracy. You’ll oversee the financial backbone of the business (accounting, FP&A, budgets, filings, compliance) that makes it possible for Stand’s outward-facing capital markets strategy to thrive.

Requirements

Insurance finance background: MGA, reciprocal, carrier, reinsurer, or insurtech.
Hybrid skillset: controller-level rigor plus finance ops / FP&A capability.
Hands-on operator: able to roll up your sleeves to build models, budgets, and forecasts today — while building a team as we scale.
Strong accounting and reporting experience, ideally with regulated entities.
Track record of managing expenses, establishing scalable finance processes, and keeping financial operations “clean.”
Strategic thinker: able to partner with executives, board, and investors, while also owning detail-level execution.
Entrepreneurial mindset: thrives in ambiguity, bias toward action, and comfort building from zero-to-one.
Insurance finance fluency (not just SaaS/tech accounting).
Ability to own forecasts, budgets, and filings directly.
Trusted operator: ensures financial discipline so capital strategy can run effectively.

Responsibilities

Own Stand’s core finance activities: forecasting, reporting, budgeting, burn management, SaaS/vendor spend.
Build and maintain financial models for revenue, growth, expense structure, and scenario planning.
Manage disciplined expense processes — ensuring every dollar is accountable and aligned with growth priorities.
Oversee accounting and financial controls (directly or by managing a CPA/controller).
Ensure timely and accurate closes, audits, and investor reporting.
Maintain strong financial hygiene across captive, reciprocal, and corporate entities.
Manage filings, compliance, bank accounts, and statutory/regulatory reporting for insurance entities.
Ensure reporting integrity across multiple regulated entities.
Partner with auditors, regulators, and external accounting providers.
Translate financials into operating levers for leadership decision-making.
Support capital raising, reinsurance negotiations, and strategic planning alongside the CEO.
Partner cross-functionally with Product, Engineering, Underwriting, and Operations to align finance with company priorities.