Head of Consumer Banking Products
About The Position
Responsibilities include but are not limited to: Define and execute product strategy for the Consumer products. Identify market trends and customer insights to guide product innovation. Oversee product lifecycle management, including launches, enhancements and retirements. Develop pricing strategies for deposit and lending products to optimize margin and growth. Monitor interest rate environments and competitive benchmarks to adjust pricing. Partner with Finance to analyst profitability and ensure alignment with P&L targets. Ensure all products and pricing structures comply with federal and state banking regulations. Collaborate with Compliance and Risk teams to maintain adherence to policies and procedures. Utilize data analytics to assess product performance, customer behavior, and pricing effectiveness. Prepare regular reports for executive leadership on product profitability and market competitiveness.
Requirements
- Proven leadership skills and ability to develop and manage a successful team.
- Excellent verbal and written communication skills.
- Exceptional interpersonal skills with strong ability to influence internal and external stakeholders to drive business outcomes.
- Demonstrated ability to plan strategically, execute and implement tactically.
- Ability to multi-task and prioritize in a fast-paced environment.
- Ability to work cross functionally.
- High School or GED equivalent and a minimum of 10 years' experience in product management and pricing.
Nice To Haves
- Bachelor's degree in Business, Finance, or related field.
- MBA.
Responsibilities
- Define and execute product strategy for the Consumer products.
- Identify market trends and customer insights to guide product innovation.
- Oversee product lifecycle management, including launches, enhancements and retirements.
- Develop pricing strategies for deposit and lending products to optimize margin and growth.
- Monitor interest rate environments and competitive benchmarks to adjust pricing.
- Partner with Finance to analyst profitability and ensure alignment with P&L targets.
- Ensure all products and pricing structures comply with federal and state banking regulations.
- Collaborate with Compliance and Risk teams to maintain adherence to policies and procedures.
- Utilize data analytics to assess product performance, customer behavior, and pricing effectiveness.
- Prepare regular reports for executive leadership on product profitability and market competitiveness.
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What This Job Offers
Job Type
Full-time
Career Level
Manager
Education Level
High school or GED
