Group Dental Underwriter

Aflac, Incorporated•Columbus, GA

6d•$65,000 - $85,000•Hybrid

About The Position

We are the duck. We develop and empower our people, cultivate relationships, give back to our community, and celebrate every success along the way. We do it all…The Aflac Way. Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best-known brands. Aflac has been recognized as Fortune’s 50 Best Workplaces for Diversity and as one of World’s Most Ethical Companies by Ethisphere.com. Our business is about being there for people in need. So, ask yourself, are you the duck? If so, there’s a home, and a flourishing career for you at Aflac. Depending on your location within the continental US, this role may be hybrid or remote. If you live within 50 miles of the Aflac offices located in Columbus, GA or Columbia, SC, this role will be hybrid. This means you will be expected to work in the office for at least 60% of the work week. You will work from your home (within the continental US) for the remaining portion of the work week. Details of this schedule will be discussed with your leadership. If you live more than 50 miles from the Aflac offices located in Columbus, GA or Columbia, SC, this role will be remote. This means you will be expected to work from your home, within the continental US. If the role is remote, there may be occasions that you are requested to come to the office based on business need. Any requests to come to the office would be communicated with you in advance.

Requirements

Proficient group health underwriting knowledge
Proficient in broker and industry practices as pertains to product, enrollment techniques, and service needs of broker and client
Understanding of Aflac/Aflac Group’s products and services, with an emphasis on Group Dental, affiliated systems and applicable operational policies and procedures
Knowledgeable in processes related to acquisition, implementation, service and billing of accounts
Strong math skills
Proficiency and experience using Microsoft Office suite software
Bachelor's Degree Business Administration or related field
Three or more years of professional job related experience in the group benefits industry
Or an equivalent combination of education and experience

Nice To Haves

Completion of CLU, LOMA, HIAA or other insurance related courses
Background in Group Dental and/or Vision Underwriting is strongly preferred

Responsibilities

Responds to a variety of moderately customized Requests for Proposal (RFP) involving Aflac Group Dental and Vision products and services; using established underwriting criteria and rating methodologies, analyzes risk and financial data to underwrite new business opportunities for medium to large groups and some Broker cases
Communicates with brokers or clients to discuss and/or obtain case details pertinent to the decision making process; considers the impact of underwriting decisions on profitability of the account, product line, and company; follows all applicable group regulations and works in support of the business’ goals
Initiates follow-up and adherence to established timelines; works closely with the sales team to ensure deliverables are met; develops strong working relationships with sales partners to obtain case details and understand unique needs of the assigned groups; collaborates with sales team and other internal departments to negotiate rates, benefit plan options, and other issues to optimize retention, growth and profit; is instrumental in managing and attaining market specific financial goals; participates in data analysis, product line reviews, and reporting projects
Maintains knowledge of current and emerging trends, assesses impact, and collaborates to incorporate into future solutions; ensures adherence to state, federal, and industry laws, regulations, guidelines, and publications
May develop retention illustrations to show areas of cost and expenses on some cases; communicates with sales operations/account relations and producers to discuss and negotiate underwriting offers and to ensure understanding of proposal creation
Collaborates with sales team to develop talking points and strategies to be used with the customer and broker regarding rate negotiation, benefit plan options and other issues to optimize retention, growth and profit
Communicates with sales, administration and claims to assess the rating and administrative impact or benefit and plan changes; discusses key business opportunities with senior management as requested
Coordinates with other departments to ensure the accuracy and consistency of account reporting; is instrumental in managing and attaining market specific financial goals; participates in data analysis and reporting projects
Performs related duties as required

Benefits

medical, dental, and vision coverage
prescription drug coverage
health care flexible spending
dependent care flexible spending
Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee)
401(k) plans
annual bonuses
an opportunity to purchase company stock
11 paid holidays
up to 20 days PTO to be used for any reason
state-mandated sick leave (Washington employees accrue 1-hour sick leave for every 40 hours worked)
other leaves of absence, if eligible, when needed to support your physical, financial, and emotional well-being