Government & Institutional Banking Credit Underwriter

Regions Bank • Birmingham, AL

44d

About The Position

At Regions, the Commercial Credit Services Underwriter works within the Credit Products group to analyze commercial credit requests, prepare credit approval packages, and recommend underwriting structures.

Requirements

• Bachelor’s degree in Accounting, Finance or related field and two (2) years of commercial loan underwriting, credit analysis or portfolio management experience
• High School Diploma and six (6) years of commercial loan underwriting, credit analysis or portfolio management experience

Responsibilities

• Uses strong credit skills to competently complete credit approval activities with some management oversight
• Analyzes credit opportunities using standard or custom risk analysis templates, including Moody’s Risk Analytics, and provides to team management for feedback and approval
• Demonstrates knowledge of loan policy and competency to interpret financial data, sources of repayment, and propose appropriate structures
• Understands key risk drivers and articulates strengths of the deal, as well as weaknesses and mitigating factors
• Works collaboratively with multiple stakeholders including credit officers and relationship managers

Benefits

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees