Global Financial Crimes Client Risk Unit Director

Morgan Stanley • Baltimore, MD

22h • $70,000 - $125,000 • Hybrid

About The Position

We are seeking someone to join our team as a Global Financial Crimes (GFC) : Client Risk Unit Manager. In the Legal & Compliance division, we assist the Firm in achieving its business objectives by facilitating and overseeing the Firm's management of legal, regulatory and franchise risk. This is a Director level position within the Client Risk Unit which is responsible for evaluating client relationships that pose the highest financial crimes risk, while also serving as a check and challenge over the first line's execution of enhanced due diligence. Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. In Global Financial Crimes (GFC), you will play a critical role in identifying potentially suspicious activity, protecting vulnerable individuals, and safeguarding the integrity of the financial system. GFC coordinates day-to-day implementation of the Firm's financial crime prevention efforts. Including governance, oversight, and execution of the Firm's Anti-Money Laundering (AML), Sanctions, Anti-Corruption and Government and Political Activities Compliance programs. If you are passionate about financial crimes prevention, seeking a rewarding and dynamic career, and focused on making a difference, then GFC might be the right team for you. What you'll do in the role: Lead, manage, and develop a team of Client Risk Unit (CRU) professionals, providing oversight and guidance across complex client risk matters Serve as a senior escalation point for KYC onboarding, Enhanced Due Diligence (EDD), and high risk client assessments, providing effective challenge and advisory support Assess, review, and approve enhanced due diligence for new and existing high risk clients, including analysis of complex corporate structures, adverse media, and sanctions exposure Evaluate and advise on client risk ratings, financial crime trends, typologies, and potentially suspicious activity Conduct and support client investigations, including negative news analysis and escalation where appropriate Apply financial crime policies, procedures, and controls to escalated prospect and client scenarios; draft and present client risk assessment memoranda Partner with Global Financial Crimes (GFC) teams and stakeholders across the Firm to ensure effective execution and continuous enhancement of the Financial Crimes Prevention Program Maintain strong knowledge of anti money laundering regulations and provide policy guidance and training to internal stakeholders What you'll bring to the role: Bachelor's degree or equivalent military experience 8+ years of relevant anti-money laundering and/or financial crimes experience, preferably at a large/complex financial institution, law firm or government/regulatory body 5+ years of relevant managerial experience, preferred Ability to understand and assess a wide variety of complex products, services and client types High motivated self-starter able to work independently while collaborating and coordinating as part of a global program Strong analytical skills with an ability to understand complex workflows and excellent attention to detail Excellent written and verbal communications skills, attention to detail and strong time management skills Strong knowledge of investing and markets and the ability to research or must evidence the ability to learn and adapt quickly Ability to interact with branch office and business unit personnel and be willing to receive and apply feedback on work product from supervisor(s) Fluent in Spanish or Portuguese desired but not required Certification as an Anti-Money Laundering Specialist by ACAMS or equivalent AML certification/license - or certification within first 15 months of employment Where you'll be working This role will require in office attendance 3 days/week. Two of those days will be Anchor Days where you will be in the office with your teammates to learn, grow, and collaborate in person. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Salary range for the position: $70000 - $125000 Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and X Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet). At Morgan Stanley, we advise, originate, trade, manage and distribute capital for people, governments and institutions, always with a standard of excellence and guided by our core values. Morgan Stanley is dedicated to providing first-class service to our clients, in a way that reflects our commitment to creating a more sustainable future and fostering stronger communities around the world. In each line of business, we strive to demonstrate our belief in the power of transformative thinking, innovative strategies and leading-edge solutions—and in the ability of capital to work for the benefit of all society. What We Do

Requirements

• Bachelor's degree or equivalent military experience
• 8+ years of relevant anti-money laundering and/or financial crimes experience, preferably at a large/complex financial institution, law firm or government/regulatory body
• 5+ years of relevant managerial experience, preferred
• Ability to understand and assess a wide variety of complex products, services and client types
• High motivated self-starter able to work independently while collaborating and coordinating as part of a global program
• Strong analytical skills with an ability to understand complex workflows and excellent attention to detail
• Excellent written and verbal communications skills, attention to detail and strong time management skills
• Strong knowledge of investing and markets and the ability to research or must evidence the ability to learn and adapt quickly
• Ability to interact with branch office and business unit personnel and be willing to receive and apply feedback on work product from supervisor(s)
• Certification as an Anti-Money Laundering Specialist by ACAMS or equivalent AML certification/license - or certification within first 15 months of employment

Nice To Haves

• Fluent in Spanish or Portuguese desired but not required

Responsibilities

• Lead, manage, and develop a team of Client Risk Unit (CRU) professionals, providing oversight and guidance across complex client risk matters
• Serve as a senior escalation point for KYC onboarding, Enhanced Due Diligence (EDD), and high risk client assessments, providing effective challenge and advisory support
• Assess, review, and approve enhanced due diligence for new and existing high risk clients, including analysis of complex corporate structures, adverse media, and sanctions exposure
• Evaluate and advise on client risk ratings, financial crime trends, typologies, and potentially suspicious activity
• Conduct and support client investigations, including negative news analysis and escalation where appropriate
• Apply financial crime policies, procedures, and controls to escalated prospect and client scenarios; draft and present client risk assessment memoranda
• Partner with Global Financial Crimes (GFC) teams and stakeholders across the Firm to ensure effective execution and continuous enhancement of the Financial Crimes Prevention Program
• Maintain strong knowledge of anti money laundering regulations and provide policy guidance and training to internal stakeholders

Benefits

• Medical
• Prescription Drug
• Dental
• Vision
• Health Savings Account
• Dependent Day Care Savings Account
• Life Insurance
• Disability and Other Insurance Plans
• Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and X Vacation Days annually)
• 10 Paid Holidays
• 401(k)
• Short/Long Term Disability

What This Job Offers

• Job Type: Full-time
• Career Level: Director