Front office Underwriting Business Officer
About The Position
Support frontline departments to conduct the due diligence for the new business opportunities. Work closely with Account Officers and Credit department in order to provide any mitigation/ recommendation for the proposal and close business deals successfully in a timely manner. Assist frontline departments with financial analysis for both existing and potential customers in preparation of credit proposal and annual review. Follow -through with front -line department, credit department and loan operation department through all phases of the underwriting process. Maintain customer relationship and provide good services. Analyze borrower/guarantor financial information including tax return, rent roll, etc. to determine the property’s debt carrying ability and the borrower’s capacity to repay. Full knowledge in commercial real estate mortgage (CRE), small business lending product (include but not limited to C&I, LOC, and etc.), and financial institution (FI) evaluation. Spread and analyze personal and corporate financial statements, and prepare credit proposal. Prepare various weekly/monthly reports for management, or other departments. Participate in special projects as required. Ability to adapt to a changing environment and handle multiple priorities Excellent writing and analytical skills Perform administrative responsibilities including taking notes during meetings, preparing correspondence, and managing files Performs other duties as assigned. Collect business and credit information and references Coordinate with attorneys and frontline officers to prepare loan closings
Requirements
- Bachelor's degree (B. A. or B. S.) with Accounting or Finance major preferred from four -year college or university. MBA/MS degree preferred.
- At least 3 years related experience and/or training; or equivalent combination of education and experience.
Responsibilities
- Support frontline departments to conduct the due diligence for the new business opportunities.
- Work closely with Account Officers and Credit department in order to provide any mitigation/ recommendation for the proposal and close business deals successfully in a timely manner.
- Assist frontline departments with financial analysis for both existing and potential customers in preparation of credit proposal and annual review.
- Follow -through with front -line department, credit department and loan operation department through all phases of the underwriting process.
- Maintain customer relationship and provide good services.
- Analyze borrower/guarantor financial information including tax return, rent roll, etc. to determine the property’s debt carrying ability and the borrower’s capacity to repay.
- Full knowledge in commercial real estate mortgage (CRE), small business lending product (include but not limited to C&I, LOC, and etc.), and financial institution (FI) evaluation.
- Spread and analyze personal and corporate financial statements, and prepare credit proposal.
- Prepare various weekly/monthly reports for management, or other departments.
- Participate in special projects as required.
- Ability to adapt to a changing environment and handle multiple priorities
- Excellent writing and analytical skills
- Perform administrative responsibilities including taking notes during meetings, preparing correspondence, and managing files
- Performs other duties as assigned.
- Collect business and credit information and references
- Coordinate with attorneys and frontline officers to prepare loan closings
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
1-10 employees
