Fraud Strategist

Imprint•New York, NY

About The Position

Join our mission-driven credit card startup as a Fraud Strategist on the Risk team. You'll develop and implement fraud prevention strategies, conduct regular monitoring, and build analytical models to detect and mitigate fraud risks. Your expertise will help establish robust fraud detection systems and policies that balance customer experience with risk management, enabling us to protect our customers while delivering innovative credit products. The Credit Risk & Analytics team is central to Imprint's success, responsible for enabling sustainable growth by managing the inherent risks in lending. We build and refine the machine learning models and data-driven strategies that underpin our credit decisions, from underwriting new applicants to managing portfolio risk. As part of this team, the Fraud Strategist plays a key role, reporting to the Director of Fraud Strategy with responsibilities for deploying fraud strategies, assessing existing fraud risk, and providing input on new capabilities. We leverage diverse data sources and advanced analytical techniques to optimize credit policies, minimize losses, and ensure regulatory compliance, while balancing fraud loss targets with customer experience to deliver seamless service for our partners and customers.

Requirements

2+ years of fraud strategy experience, including statistical analysis leveraging programming languages like R and Python
Strong SQL skills and experience with visualization tools such as Sigma
Ability to work with and analyze complex data - both structured and unstructured
Experience in consumer lending payment space with experience in transactional fraud and/or AML transaction monitoring
Experience with fraud prevention vendor platforms and rule engine management
Ability to connect the dots and see the broader picture such various decision points within the customer journey of fraud

Responsibilities

Proactively and effectively communicate with various stakeholders, discussing the root cause of trends, assessing their impact, and proposing solutions and the potential optimization of strategies.
Leverage analytical tools (e.g. SQL, Python, or similar) to analyze data and problem solve with the end goal of detecting trends and challenging the business.
Continually assess the emerging fraud threats and proactively deploy controls to mitigate risk from the same.
Perform statistical analysis to implement 1st party and 3rd party fraud prevention strategies, working with cross-functional business partners to implement strategies, track strategy performance, and continuously improve the process and outcomes.

Benefits

Competitive compensation and equity packages
Leading configured work computers of your choice
Flexible paid time off
Fully covered, high-quality healthcare, including fully covered dependent coverage
Additional health coverage includes access to One Medical and the option to enroll in an FSA
16 weeks of paid parental leave for the primary caregiver and 8 weeks for all new parents
Access to industry-leading technology across all of our business units, stemming from our philosophy that we should invest in resources for our team that foster innovation, optimization, and productivity

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