Fraud Prevention and Detection Specialist Intermediate-Consumer Loan

About the position

As a dedicated, Fraud Prevention and Detection Specialist Intermediate-Consumer Loan you will within defined guidelines and framework, apply basic analytical skills on high risk financial and non-financial transactions to detect and prevent fraudulent activities for a wide range of enterprise financial products and services. Reviews and responds to suspected fraudulent service requests, queues, and transaction records to identify potentially fraudulent transactions or accounts. Identifies problems and issues by performing relevant research using the appropriate tools and by following established procedures. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Phoenix, AZ, or Tampa Crosstown, FL. Relocation assistance is not available for this position. Work Schedule: Tuesday-Saturday or Sunday-Thursday 7am-8 pm CST.

Responsibilities

• Demonstrates a variety of fraud management tools and systems and applies proficient knowledge to identify and investigate suspicious financial and non-financial activity on a wide range of products and services.
• Effectively initiates contact with members to review suspicious activity; and if vital, take appropriate actions to mitigate the risk and protect the member's assets.
• Possesses multi product, system, and/or process knowledge and effectively uses it to prevent, detect and mitigate fraudulent activity across multiple products and services.
• Effectively applies appropriate tools and procedures to report confirmed fraud and associated trends.
• Applies foundational knowledge of the business, its products, and processes and provides improvement opportunities and recommended solutions to improve the effectiveness or efficiency of fraud prevention and detection.
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

Requirements

• High School Diploma or General Equivalency Diploma required.
• 1 year of fraud prevention/detection experience in a financial services environment.
• Experience working with Fraud Case Management Tools/Systems.
• Working knowledge of bank operations, fraudulent review, and regulations that relate to funds availability, check kiting and check fraud.
• General knowledge of REG CC, REG E, or REG Z.
• Strong attention to detail and high concern for data privacy and accuracy.
• Customer service orientation with developed analytical and problem-solving skills.
• Developing knowledge of Microsoft Office products.
• Knowledge of federal laws, rules, and regulations to include Reg CC, Reg E.

Nice-to-haves

• 2 years’ experience Consumer Loan fraud prevention/detection and identifying fraud type.
• Experience with the following types of fraud; ID Theft, First Party fraud and Account Takeover.
• 2 years’ customer service experience in a financial institution.
• Have a Certificate and Designations Association of Certified Fraud Examiners.

Benefits

• Comprehensive medical, dental and vision plans.
• 401(k) and pension.
• Life insurance.
• Parental benefits.
• Adoption assistance.
• Paid time off program with paid holidays plus 16 paid volunteer hours.
• Various wellness programs.
• Career path planning and continuing education.