Fintech, Transactions, and Regulatory Counsel - Hatch Bank

Firstrust Bank•Conshohocken, PA

2d•$240,000 - $325,000•Hybrid

About The Position

Hatch Bank is a technology-first sponsor bank that partners with Fintechs and innovative brands to bring creative financial solutions to market. We combine the speed and agility of a fintech with the governance and reliability of a regulated bank, enabling our partners to scale responsibly across lending, card, and embedded finance products. Hatch’s Fintech, Transactions, and Regulatory Counsel will lead commercial and program legal execution across Hatch’s fintech portfolio, negotiate complex tri-party and structured finance agreements with private credit partners, and manage key outside counsel relationships. This individual will play a central role in how Hatch structures, governs, and scales its banking platform — enabling our partners to remain innovative while ensuring that they also are compliant.

Requirements

Juris Doctor degree from an accredited law school; active bar license in good standing required
~6–10+ years of legal experience at a law firm and/or in-house, ideally in fintech, financial services transactions, or financial regulatory practice
Strong ability and execution in drafting and closing complex commercial agreements independently
Demonstrated ability to operate as a business partner and facilitate change.
Demonstrated experience to create structure in a fast-moving environment

Nice To Haves

Experience working with, or around: lending, card issuing, payments/money movement, structured finance, or forward flow capital partnerships preferred or required

Responsibilities

Serving as Hatch’s primary legal architect for fintech partnership structures, the incumbent will lead drafting, negotiation, and amendment of program agreements with fintech platforms across lending, card, and embedded finance.
Negotiate tri-party agreements among Hatch, fintech platforms, and private markets investors (forward flows, capital partnerships, structured finance).
Structure commercial terms and risk allocation in partnership with Business Development, Operations, Risk, and Compliance.
Serve as primary internal counsel for day-to-day legal questions currently handled by outside counsel and shared services resources.
Provide guidance on regulatory considerations impacting new product constructs, onboarding frameworks, and customer terms.
Assist in drafting and negotiating customer-facing agreements and disclosures including for compliance with federal and state consumer and small business lending, payment, and licensing laws.
Support regulatory exam preparation and related legal deliverables alongside Firstrust Legal and Hatch Risk & Compliance.
Collaborate cross-functionally with Business Development, Operations, Risk, Compliance, and Parent
Lead negotiation and lifecycle management of vendor MSAs, NDAs, SOWs, and other commercial agreements.
Build and maintain template libraries, clause banks, term sheets, and playbooks to accelerate deal execution and reduce reliance on outside counsel to ensure that commercial goals, operational realities, and regulatory expectations are balanced in every partnership and transaction.
Manage outside counsel for specialized matters including regulatory opinions, novel structuring questions, litigation, and program agreements within established budget
Work in lockstep with Firstrust counsel to assess external counsel engagement is appropriate.