Fintech Analyst

Stearns Bank NA.•St. Cloud, MN

6h•$70,000 - $90,000

About The Position

At Stearns Bank, we’re helping people, entrepreneurs, small businesses, and local communities nationwide reach their full financial potential. Sound like something you want to be a part of? If so, we’re currently looking for a Fintech Analyst. This is a Connected Mobile Work Environment. Come see how we’re doing business unusual and charting our own path to reimagine a more inclusive financial services and banking ecosystem for all.

Requirements

Occasionally lift and/or move up to 10 lbs
Literacy in English
Ability to sit for extended periods of time, twist, bend, sit, walk use hands to twist, handle or feel objects, tools, or controls, such as computer mouse, computer keyboard, calculator, stapler, telephone, staple puller, etc., reach with hands and arms, balance, stoop, kneel, talk, or hear
Specific vision abilities required by the job include close vision, distance vision, peripheral vision, depth perception and the ability to adjust focus
Bachelor's degree in finance, economics, business, data analytics, or a related quantitative field
Three to five years of relevant professional experience in banking, financial services, fintech, or a related analytical role
Proven experience working with large datasets and translating raw data into meaningful business intelligence
Proficiency with business intelligence and data visualization tools such as Tableau, Power BI, or similar platforms
Advanced Excel skills including complex formulas, pivot tables, and data modeling capabilities
Exceptional analytical and problem-solving abilities with demonstrated capacity to work independently on complex projects
Strong written and verbal communication skills for translating technical findings into clear recommendations
Ability to manage multiple priorities simultaneously while maintaining high-quality output under deadline pressure

Nice To Haves

Banking industry experience with familiarity in payment systems, deposit operations, lending products, or banking regulations
Understanding of fintech business models and the unique risks associated with bank-fintech partnerships
Experience with regulatory reporting and compliance requirements for fintech partnerships
Experience with cloud platforms like Snowflake, Azure, AWS or Google Cloud

Responsibilities

Monitor, analyze, and optimize the performance of fintech partnerships, conducting detailed analysis of partnership metrics, transaction volumes, and risk indicators
Gather data and documentation in support of risk assessment and fintech reviews
Synthesize complex data from multiple sources to provide actionable insights that inform strategic decisions and operational improvements
Maintain comprehensive oversight of partner performance against contractual obligations and regulatory requirements
Prepare regular reporting packages for senior management and banking regulators, ensuring clear visibility into partnership health and risk exposure
Coordinate cross-functionally with compliance, risk management, operations, and technology teams to ensure seamless partnership execution
Proactively identify opportunities to enhance partnership value through process improvements, expanded capabilities, or risk mitigation strategies
Conduct ad hoc analyses to support business development efforts, due diligence activities, and ongoing portfolio management decisions

Benefits

Employee Stock Ownership Plan & 401k Plan
Healthcare (Medical, Dental, Vision, Telehealth, Life insurance)
12-week Paid Medical Leave
Paid Parental Leave: 21-weeks Primary Care Parent, 14-weeks Secondary Care Parent
$5,000 Family Care Reimbursement: Childcare, Elder Care, Student Loan Debt, Pet expenses, down payment assistance
PTO from 13 to 23 days depending on tenure. Cashout and Carryover options.
10 Days Sick Time
11 Paid Holidays
4 Days Volunteer Time
2 Days Self Allowance Time
Tuition Assistance