Financial Service Rep II

American Electronics Assoc•San Jose, CA

About The Position

The Financial Service Representative II is expected to support growth and retention efforts by acquiring new relationships by displaying a high level of knowledge of KPCU products and building relationships with members that result in repeat and referral business, primarily within our Member Companies and existing membership. Consistently deliver a high level of service with a consultative approach earning high marks in net promoter scores while assisting members in transaction processing, loans and new accounts. Follow established compliance processes and procedures. Support growth objectives by representing the Credit Union and developing long term relationships at KeyPoint sponsored business and community events. The FSR II is expected to have a high level of professionalism and knowledge to assist members in complex inquiries that include residential, consumer loan inquiries and booking, Retirement, Fiduciary Accounts and referrals to the Wealth Management and Commercial Banking Divisions. The FSR II is to expect to attend on sites at Member Companies and contribute to the growth within and act as a role model to co-workers by cross-training team members and recommending process improvements to the Branch Manager that contribute towards overall organizational improvements. May be required to apply for or renew a notary commission within 30 days.

Requirements

High School Diploma or equivalent.
2 years experience in related disciplines, including exposure to members/customer services cash handling, procedures, loans, primarily residential, business services, Fiduciary Account Administration and operations, in a credit union or other financial institution.
Must be capable of working established hours required by the branch.
Strong organization, verbal communications skills, quality service and team orientation required.
Basic PC skills are desired.
Must be a NMLS (Nationwide Mortgage Licensing System) certified or ability to obtain NMLS certification.

Responsibilities

Achieves minimum Sales goals as established by the management.
Assess member loan needs from start to finish starting with loan type, ancillary product review and submission of application. Finishing with the closing and follow up as needed with consumer and auto loans.
Build member relationships through selling and referring credit union products and services to meet members financial needs (includes but not limited to, all deposit products, loan products, retirement products, and investment products/services)- through face-to-face, calling efforts and participating in business and community development events.
Maintains knowledge of all Key Point Credit Union products, services, procedures and compliance regulations while staying informed of all policy and procedural changes.
Participate in obtaining individual and team sales and referral goals monthly, quarterly and annually.
Adhere to established policies and procedures set forth in controlling cash funds assigned to the position in a cash drawer and/or cash vault.
Maintains members confidentiality at all times.
Performs teller transactions as requested by members.
Balance cash drawer and perform all end of the day functions as well as reconciliation.
Individual in this position may be pulled to work in other branch as business needs require.